Articles written by Laundry Queen - Page 3

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About me - Laundry Queen

Debt paying, life rebuilding, money making divorcee. 5 kids, 1 dog, and 1 new husband with the same divorcee bagage.

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Personal Finance > Managing Debt Signs of personal bankruptcy or financial distress: 3 of 4
If you have to ask you are already in a bind. It doesn't matter which title you want to give it. My advice it is difficult to tell which debt counselor is honest. (Note the Governments removal of the non - for - profit excemption) Try to do this yourself or get brave and ask someone you know that is financially savy to help ... More..
Celebrations & Holidays > Unique Gifts Good heirloom gifts: 4 of 5
Our family is just starting a tradition. We create books on the life of loved ones after they pass. This book is made in a 3-Ring Binder that every immediate family member gets and can pass down. We buy the binders with the plastic covers so they can be titled and display the loved ones favorite picture of self. For example ... More..
Personal Finance > Mortgages & Home Loans The right time to refinance real estate: 4 of 5
The right time to refinance real estate is not just when interest rates are lower. Although if rates are down and you can recoup the refinance costs in less than a year - definitely do it. Interest rates are important, but some times it may be the right time to refinance when rates are higher. For instance, you have owned th... More..
Politics, News & Issues > US Elections Archives Hillary Clinton's qualifications to be president: 43 of 51
Hillary has everything we need right now to start rebuilding our debt burdened country. She is very intelligent which enables her to think for herself and make responsible decisions. She is very compassionate she cares about each and every American and wants the best for all of us. Not just the elite. She is well spoken, whi... More..
Personal Finance > Budgets & Saving How to stick to a savings plan: 14 of 16
1. Use coupons at the store - When you use a 50c coupon still pretend like you paid it. If you pay with check or credit take the money as cash back or calculate it when you get home and transfer the amount to a no minimum, no fee checking like ING Direct. 2. Check your insurance deductibles if you can set them higher, do so.... More..
Politics, News & Issues > Family Law Resolving the child support system in America: 43 of 46
1. At time of divorce or seperation, parents entered into a National Data Base. 2. If a person creates a company the state and/or government should check their application to data base. If business is created EIN's should be added to data base. 3. Support should be a set Percentage of income..Period. Based on number of child... More..
Politics, News & Issues > Family Law The benefits of the government forcing men to pay child support: 33 of 34
The benefits of the government forcing men(and women) to pay child support is that the children will be healthier, happier and all around safer. Our government is terrible in this area. I have been divorced since 1995. I DO NOT receive support...rephrase that MY CHILDREN DO NOT RECEIVE SUPPORT. There are so many children in ... More..
Food & Drink > Recipes (Other) Recipes: Inexpensive meals: 60 of 60
When I got divorced and money was low, well it was low and gone. I made a meal that I dubbed Poor Man's Meal. My kids loved it and it is relatively cheap and easy to make. 1 box of Beef Flavored Rice-a-Roni 10-12 Eggs You cook the rice according to box. Scramble eggs just before rice is done and mix together. Serve with brea... More..
Personal Finance > Real Estate How to create an income stream from income-producing real estate assets: 5 of 5
Most people start with their home. This is the 1st place we all usually build up EQUITY. Each situation may be different and the options to building your wealth in Real Estate are limitless - so I will tell you my way. First, I already own my home. Of course, it is not free and clear, but I have accumulated enough equity to ... More..
Personal Finance > Budgets & Saving Finding the best account for you: Savings, CDs, and bonds: 3 of 3
Savings accounts at banks are usually not a good idea. Right now a basic account is paying 1%. Remember these accounts are compounded on a quarterly basis, meaning less money for you. EXAMPLE OF 3 Months of Growth $1000 (in savings) x 1% /4quarters $1002.50 Value at the end of 3 months Savings Bonds - Ouch they only compound... More..