Articles written by Laundry Queen

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About me - Laundry Queen

Debt paying, life rebuilding, money making divorcee. 5 kids, 1 dog, and 1 new husband with the same divorcee bagage.

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Relationships & Family > Friendship Advice Is it better to have a large or small group of friends?: 3 of 33
I was hoping to walk in the middle on this debate, because life is not always black and white. A whole lot of gray is sitting out there to be experienced. For in my mind, it is the quality of friends that is important and not the quantity of friends. Count the moments with those friends. Fill those moments with quality friend... More..
Religion & Spirituality > Christian Doctrine & Issues Gay bishop controversy associated with end times: 5 of 21
How can this be accepted, when the bible does not. It appears to be hypocritical to me. You can either except it or not. It can't be both ways. So if the church intends to follow the bible, then they may not have a gay bishop. Regardless of how you feel about their sexual orientation. Although, issues like this have come up a... More..
Personal Finance > Budgets & Saving Making your savings grow: 5 of 20
You are asking for savings, so I will assume this is the jist of the whole question. I will also assume that you have taken advantage of high interest online banking. Here are some things you can do to stimulate the growth of your savings beyond interest.1. Use coupons - when shopping write the check for the full amount befor... More..
Entertainment > Movie Analysis Movie analysis: Why movies like "Passion" and "Da Vinci Code" get people riled up: 11 of 42
The Passion was violent for a reason. Jesus was Crucified. Many people didn't want to watch, because they don't want to believe the violence or they choose to ignore. Maybe it is a coping mechanism. I loved the Passion because it remined me that Jesus did THIS FOR ME! How awesome is that. The Da Vinci Code is a different matt... More..
Personal Finance > Credit Cards Should the rules on applying for credit cards be tighter?: 4 of 14
Absolutely, the rules should be tighter. It is almost like the creditors what people to hang themselves with debt. There should be a set percentage for "personal" debt, just like the banks use for credit checks for mortgages..Say no more than 28%. This way people can't get over extended as easily.Yes, they still cou... More..
Personal Finance > Managing Debt Steps to becoming debt-free: 16 of 52
The first step to becoming debt free is to make the decision to do so. This step is the hardest in the whole process because we all tend to be wishy-washy we start out strong, but quickly lose steam.Start by making a complete list of your income and expenses. Do not include debt repayment here. Example Monthly income $4000 le... More..
Personal Finance > Credit Cards The number of credit cards young people should have: 7 of 21
Young people shouldn't acquire credit cards until they learn the way money works, the way credit works, and the value of compounding. So many are in debt, because of ignorance. Money competence is not something we are born with. So many parents just dish out cash to thier kids and neglect to teach them the skills they need to... More..
Personal Finance > Mortgages & Home Loans How to purchase real estate with no money down: 2 of 5
Regardless of what people are saying here, I'm going to tell you the truth. It IS POSSIBLE to buy with nothing down. It DOESN'T matter what your credit is. It DOESN'T mean no money is involved.It is a basic concept of using OPM - Other Peoples Money. I have read other responders and I feel like I heard nails going down a chal... More..
Politics, News & Issues > US Immigration Do immigrants really do the jobs Americans don't want?: 49 of 109
I do not believe that immigrants do the jobs Americans don't want. I do believe that Americans steer clear of positions with companies that cater to immigrants. Examples (cleaning services and landscapers). Who wants to go to work all day and have no one speak your countries language? Doesn't sound like an enjoyable job to me... More..
Politics, News & Issues > US Elections (Other) Future Presidents of the United States: 14 of 29
I am not a political expert, but from my personal experiences this is my view.I would love for Hillary Rodham Clinton to run for and win the presidency. Why? When Clinton was in office I had more money in my pocket. As soon as the republican moved in they took my money away. And steadily take it away. I have a great admiratio... More..