: About Me

Before you even start looking for a home, you MUST make sure that your financial home is in good order. Get your credit report and credit score- you can get your credit report from each of the 3 big credit reporting agencies by going to www.annualcreditreport.com and entering your information. You will have to pay to get your credit score, but that $10-20 dollar investment could save you thousands. A credit score can range from a low of 300 to a high of 850 and is determined by looking at several factors: (these are approximations) 35% - Your Payment History 30% - Amounts You Owe 15% - Len...