About me - Adam Bourque

About me

Featured article by Adam Bourque

Personal Finance > Budgets & Saving The saving crisis: A generation of Americans who can't save money

Everyone wants to know "How do I get rich?" Well, there's no overnight answer - unless of course you win the lottery. But let's get real for a minute. What's the one defining principle that gets the wealth ball rolling along? Here's the answer: cash flow. Cash flow is a concept that is not taught in high school or even in most colleges and yet it's essential to understanding wealth accumulation and asset growth. So what is cash flow? Cash flow is what's left after you pay out all your bills each month. Let's say you make a net monthly income of $4000. Your bills and expenses total $3200. I...

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