Articles written by Steve Holder - Page 4

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About me - Steve Holder

Computer programmer. Author. Waiter. Business Manager. Consultant. CEO. Janitor. Instructor. CFO. General Contractor. Vice President. Stock Clerk. Jet Pilot. Gas Station Attendent. COO. Carpenter. Salesman. Lab Technician. Office Manager. Tutor. Real Estate

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Sciences > Physics Alternating current (AC) and direct current (DC): A simple explanation: 3 of 8
A SIMPLE EXPLANATIONElectrical current is the flow of electrons through wiring and electrical components. Flowing electrons (current) can perform work such as making a light bulb glow, or turning a motor.We've found that we can get flowing electrons to do this kind of work when they flow consistently in one direction. We've a... More..
Travel > Mexico Travel destinations: Cozumel, Mexico: 3 of 8
January is a perfect time to escape the snow and cold for a warm winter vacation in Cozumel, Mexico.Cozumel is a small tropical island off the coast of Mexico near Cancun in the Caribbean Sea. In ancient times (600 to 1200 A.D.), it was home to a thriving Mayan Indian culture and their magnificent stone pyramids, the ruins of... More..
Business > Small & Home Business Small business tips: Business plans 101: 8 of 21
Whether you're planning to start a business or have your own business already underway, you have only two reasons to write a business plan: To develop a road map in your mind for succeeding in your business (an internal business plan) To demonstrate to someone else you have a roadmap for success (an external business plan)Th... More..
Politics, News & Issues > Political & Economic Theory Supply-side economics: Do lower taxes increase a country's economic health?: 16 of 39
In our capitalist economy, lower taxes do increase our country's health up to a point.Imagine first that 30% of your $1,000 paycheck goes toward taxes leaving you with $700 to spend. Next imagine that 20% of your paycheck goes toward taxes leaving you with $800 to spend.If you and everyone else suddenly have an extra $100, yo... More..
Health & Fitness > Cancer Accepting your diagnosis of cancer: 5 of 12
It was supposed to be an ordinary physical, but I requested a PSA test as part of my routine screening just because I'd heard how common prostate cancer is in men. Doctors won't normally prescribe a PSA until you're 50, but I was only 47.I was in good physical shape and had a thallium stress test to screen for heart disease a... More..
Personal Finance > Mortgages & Home Loans Determining what you can afford when buying a house: 12 of 28
While there are a number of accounting formulas for calculating how much house you can afford to buy, it isn't necessary to learn how to perform the calculations. It is far easier to go to your bank or mortgage broker, give them your income and expense information, and let them tell you how much money you're qualified to borr... More..
Autos > Fuel Economy What you can do to save money on gas: 22 of 51
With gasoline prices reaching record highs, saving just 10% on gasoline costs would feel like getting a raise in pay. Yet you can easily save 10% and much more by following a few common-sense tips.Fill up before you're empty. When the needle hits E, you lose the luxury of filling up at your favorite economy station. You could... More..
Arts & Humanities > Ancient History Ancient summer solstice celebrations: 4 of 8
Even to our most primitive forebears, the annual rhythm of warmer and cooler seasons was obvious. But it wasn't something they thought about, at least not at first.As their capacity for abstract thinking grew, there came that "Aha" moment when the brightest in the group recognized there was a specific point when the days that... More..
Business > Business Strategy How business planning leads to achieving goals: 2 of 4
You've probably already decided you need a plan, or you wouldn't be reading this. Let's jump right into the how-to.First, planning doesn't have to be something formal. Don't think of it as a "document" you have to prepare adhering to some rigid guidelines. Planning is mostly thinking. I tend to make my plans by sitting at the... More..
Business > Business Strategy Guide to cash flow management: 2 of 4
If your small business averages $18,000 per month in revenue, and your expenses average $12,000 per month, you have no reason to worry about cash flow management. Right? Wrong.The expenses almost always come before the revenue comes, and some months you'll see large fluctuations in income. If a customer is slow in paying, and... More..