Articles written by Steve Holder - Page 2

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About me - Steve Holder

Computer programmer. Author. Waiter. Business Manager. Consultant. CEO. Janitor. Instructor. CFO. General Contractor. Vice President. Stock Clerk. Jet Pilot. Gas Station Attendent. COO. Carpenter. Salesman. Lab Technician. Office Manager. Tutor. Real Estate

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Personal Finance > Managing Debt Good debt vs. bad debt: Is there such a thing?: 5 of 29
When Judy and Allen first started dating, Judy confided that after marrying her first husband, she was dismayed to discover how deeply in debt he was. Much of their short married life was spent dealing with bill collectors and struggling financially. Because of her bad experience, Allen was afraid to bring up his own debt si... More..
Home & Garden > Plumbing Repairs Tips for shutting off a water supply: 3 of 16
Apartment dwellers beware! Many of the tips for shutting off the main water supply to your residence may not apply. Before you're faced with a water emergency, consider the following. (Homeowners should follow along, too, because many of these tips also apply to you.) Single-family residences (detached homes and most town ho... More..
Business > Small & Home Business Incorporating a small business: 1 of 5
ABSTRACT How to easily incorporate your business without paying an attorney thousands of dollars. PICKING YOUR AGENT Let's assume you've already decided that incorporating is a smart move. Now, how do you go about it? You basically have two choices; hire a lawyer, or pay an incorporation service. As an option, you could try ... More..
Arts & Humanities > 20th & 21st Century US History Biography: Cesar Chavez: 2 of 9
As a young boy in the 1930's, Cesar Chavez helped out in his family's little grocery store in Yuma, Arizona, and did chores around their small ranch. No one knew at the time that little Cesar would become a man whom many would compare to Mahatma Ghandi and Martin Luther King, Jr. The Great Depression spawned untold stories o... More..
Home & Garden > Home Repair (Other) Tips for fastening an object to a wall: 5 of 21
When you go to hang something on your wall, you're worrying about two things; (1) minimizing the number and size of holes in your wall, and (2) being sure whatever you're hanging doesn't fall off the wall some day. What makes it complicated is determining what type of fastener to use, and trying figure out if you really need... More..
Sciences > Mathematics How math is used in the real world, despite what students say: 7 of 29
Sometimes, kids say that they don't need to know math because they have a calculator. OK, bright boys and girls, break out your calculators. In these everyday problems, your calculator can't help you if you don't know your math. (Answers below.) 1. The pizza man comes to the door. He says your order is $18.50. You give him a... More..
Personal Finance > Mortgages & Home Loans Determining the down payment on a house: 3 of 12
When buying a home, we typically pay part of the price with our own money and borrow the remainder. The part we pay with our own funds is called the down payment. If you're borrowing money for your home purchase from a bank or mortgage lender, they have requirements dictating what percentage of the purchase price you must pa... More..
Sciences > Mathematics Understanding parallel lines: 2 of 8
You probably have an intuitive understanding of parallel lines. For example, the rails on a railroad track represent parallel lines. But why are parallel lines special? One reason is that if you draw a perpendicular line from one parallel line to the other, the perpendicular line will be perpendicular to both parallel lines.... More..
Business > Management (Other) How to become a corporate board member: 1 of 4
So You Want To Be A Corporate Board Member Congratulations! Hopefully your interest in board membership is driven by a desire to serve and a belief that you have something to offer the company's shareholders. Granted, being a board member offers a bit of prestige and entre into a circle of potentially high-level associates, ... More..
Business > Small & Home Business Small business tips: Business plans 101: 6 of 21
Whether you're planning to start a business or have your own business already underway, you have only two reasons to write a business plan: To develop a road map in your mind for succeeding in your business (an internal business plan) To demonstrate to someone else you have a roadmap for success (an external business plan) T... More..