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Personal Finance > Real Estate What is the difference between a real estate broker and a real estate agent?

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In the simplest terms, the difference between a real estate agent and a real estate broker is the license they've obtained from their state government.Real estate agents must obtain a state-issued license to legally assist in the sale of property. To qualify for an agent's license, the applicant is required to pass a test of ... More..

Home & Garden > Plumbing Repairs Tips for shutting off a water supply

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Apartment dwellers beware! Many of the tips for shutting off the main water supply to your residence may not apply. Before you're faced with a water emergency, consider the following. (Homeowners should follow along, too, because many of these tips also apply to you.)Single-family residences (detached homes and most town home... More..

Creative Writing > Poetry Poetry: Desire

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It's Just ThatIt's just that when we kissWhile accidentally meeting in the kitchenAnd I rub my hands all over your bodyEven though you're fully clothedI imagine the touch of your skin on my handsAs our mouths engulf one anotherAnd my mind sees us alone on a sun-filled beach,Nude, panting after one another,Wanting each other i... More..

Politics, News & Issues > Environmental Awareness Biography: John Muir

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As time dims the memory of his eclectic and adventurous life, John Muir will still forever be remembered as the man behind the creation of Yosemite National Park, and as the founder of the Sierra Club and the modern ecology movement.But Muir was much more than an outdoorsman and a naturalist's naturalist. Among many other thi... More..

Personal Finance > Credit Cards Saving on credit card debt

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Lee is not a millionaire, not even close. He doesn't have a steady job, but manages to earn in the middle five figures most years.Lee has eleven credit cards; seven are personal and five are for business. His balances have run as much as the high five figures and are currently in the low five figures. Yet he has a credit rati... More..

Personal Finance > Budgets & Saving Managing finances during a job transition

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Being between jobs can be a real test of your financial expertise. It's challenging enough trying to live within your means when you do have a paycheck. When you don't have one, how is it even possible?The answer is you need a plan. Between now and the time you find that new job, you will be allocating precious resources to d... More..

Home & Garden > Weeds & Pests Managing cabbageworms

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If you're growing cabbage, broccoli, cauliflower, or Brussels sprouts, keep your eyes peeled for any small white butterflies that seem overly interested in your plants. These pretty little butterflies could be the first sign of an impending infestation of imported cabbage worms.In addition to the head crops already mentioned,... More..

Sciences > Biology (Other) Sexual reproduction in biology

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Sex: Biology ExplainedABSTRACTThis article explores the variety and similarities of sexual reproduction in plants, frogs, chickens, and people in a way suitable for pre-teens as their first "sex talk."COMMON CHARACTERISTICSAlmost every living thing both plant and animal- produces offspring through a process known as sex. Duri... More..

Business > Leadership Strategies How to avoid mistakes in professional presentations

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The most serious mistake you can make in a presentation is to fail to engage the audience's interest. This happens often when you focus on your own point of view instead of that of your audience.It's Not All About YouImagine you're at a cocktail party droning on and on about yourself and your opinions, and you keep finding yo... More..

Home & Garden > Weeds & Pests Eradicating Eastern tent caterpillars

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Your first hint that something bad is about to happen may be the thick spider web you see wrapped around the fork of a tree branch. Then you notice a few others. A week or two later, it's clear that something is eating the leaves off your trees.Spiders? No, they're eastern tent caterpillars. They are a particular pest of tree... More..

Steve Holder

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Articles Written: 113
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Recent articles

1. Managing finances during a job transition
2. Five mistakes to avoid when raising cash quickly
3. Financial priorities during a job transition: Save money or pay off debt?
4. How to identify needs vs. wants when reorganizing costs
5. Accounting: Options for your small business
6. Small business tips: Business plans 101
7. Travel destinations: Cozumel, Mexico
8. Saving on credit card debt
9. What is the difference between a real estate broker and a real estate agent?
10. Understanding real estate bubbles

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