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About me - Jim Smoot

I am (among other things) a blogger, freelance writer, and internet marketer from Ohio. I started writing not only as a creative outlet, but also as a way to generate a little extra income.

I'm also working toward owning my own restaurant. With over 30 years

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Personal Finance > Credit Cards The credit card trap
4 of 26

Someone once referred to using credit cards as "spending money you don't have on things you don't need, to impress people you don't like". There are a lot of myths about credit cards, most of which are not true. The biggest myth is that you need them at all. Young adults are told to get a credit card, and buy something on cr... More..

Relationships & Family > Newlyweds Newlyweds: How to cope with relatives who dislike your spouse
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It's a sad reality that sometimes your relatives don't like the person you have chosen as your spouse. It could be that they know of something that happened that they're not willing to forgive, or maybe it's just that they don't think he or she is good enough. What ever the reason, it's something you have to deal with. I'm w... More..

Personal Finance > Budgets & Saving How to save money on your next car
2 of 13

Buying a car is a major decision. With the exception of buying a house, there are very few things that you will purchase that come with that high a price tag. Unfortunately, too many people make poor decisions when going through the process. If you're willing to take the time and effort, there are some big savings to be had.... More..

Personal Finance > Credit Cards The truth about secured credit cards
2 of 12

Sometimes life takes a turn for the worst, and your financial health takes a real beating. It happens. Now, your trying to work through it. You have a job, you've been paying down your debt, but your credit rating sucks. It's no secret that responsible use of a credit card can help build your credit score (responsible meanin... More..

Business > Leadership Strategies Leadership strategies: A guide to delegation
1 of 6

For some managers, letting go of some of the things that need to be done is one of the more difficult skills they have to learn. The danger is, without learning this valuable skill, you can easily become overwhelmed by the amount of work. This leads to high stress, frustration, and eventually, burnout. There are a couple of ... More..

Business > General Management Management tips: How to get people to do what you want
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For a manager, getting people to do what you want boils down to a question of motivation. What will motivate them to do what is required? How can you get them to want to do what they are told to do. Because after all, if they don't want to do it, they won't. Some employees are people pleaser's. If you ask them to do somethin... More..

Health & Fitness > First Aid First aid for broken bones
3 of 15

Treating broken bones is not a job for the untrained, but it might take professional help a little time to arrive. Some knowledge of first aid can be a big help in these situations. Your first step is to call 911. Again, this isn't something you want to try to fix on your own. Sometimes the broken bone is only part of the pr... More..

Business > Human Resources What to look for while reviewing resumes
1 of 5

There is a lot more to hiring the right person than relying on being a good judge of people. In reality, most people aren't as good at judging others as we think we are. There has to be a better system in place to ensure that you hire the best person for the position. With today's technology, when you advertise a job opening... More..

Sports & Recreation > College Football Tips for athletes looking to get recruited for college football teams
1 of 5

The sad truth about high school athletics is, unless you play for a top ranked program, your school wins a state title, or you are a nationally ranked athlete, most schools do not know you exist. Getting recruited by enough schools so you have a choice of where to go is a matter of marketing yourself. There are organizations... More..

Home & Garden > Home Repair (Other) Home improvement: Cost vs. value
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As a homeowner, you have probably faced the dilemma of home improvement. You see the what changes you would like to make, but you don't know how far to go or how much to spend. There are several things to consider when planning a home improvement project that will help you determine what changes you should make, and how much... More..

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