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Politics, News & Issues > Family Law What is a cease-and-desist letter?

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Other than paying whatever bill a debt collector is trying to collect, consumers have a limited number of ways to make one who is contacting them stop doing so. The most effective way to stop a debt collector in his tracks is to mail him a "cease and desist" letter in accordance with Section 805(c) of the Fair Debt Collection Practices Act (the FDCPA).

FDCPA Section 805 states that "if a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector s...

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