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About me - Brett Hofmeister

I'm an average college guy that likes to let his opinion out. I joined this site to do just that. I feel like I have ideas that others need to hear. I'm not saying I know everything but I think the world needs a lot of changes.

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Personal Finance > Managing Debt The possible downsides of taking out loans and borrowing
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There is only one downside to taking out loans and borrowing money but it is heavy enough that it outweighs any and all upsides. When you take out a loan or borrow money you end up owing somebody. Not only do you owe them the money you borrowed, you also owe them the interest and any other fees they want to charge you.I under... More..

Home & Garden > Weeds & Pests True gardening stories: The worst pest experience
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We used to have a garden. We gave up because someone was always stealing our vegetables before we could get to them.We grew all sorts of vegetables in the garden. Radishes, turnips, carrots, pumpkins, cucumbers, peas, green beans, etc. We had a small amount of everything we could get our hands on. When the vegetables started ... More..

Education > College Life Should race be considered for college admissions?Smallicon
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First of all, there is only one race and it is the human race. I believe the question here should be whether ethnicity should be used in determining who should be allowed to attend college and I believe it shouldn't. I understand that colleges are trying to level the playing field by accepting certain, predetermined percentag... More..

Education > Teachers & Administrators Is grammar deteriorating in the teaching profession
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Grammar is not only deteriorating in the teaching profession. It is almost disappearing from the English language. Teachers and schools are at fault for this but they aren't alone. Many children learn to speak primarily from their parents. If parents haven't learned to speak correctly the children have no chance.I know that h... More..

Education > Educational Philosophy Standardized test scores: A good way to measure student ability in the Internet age?Smallicon
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Using standardized test scores to evaluate student ability takes the human element out of the question. When comparing two computers one can put the numbers against each other and decide which computer is better. This method works because the computers' stats are all that matters. There isn't any human element involved becaus... More..

Home & Garden > Home & Garden (Other) Is a house always a home?
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A house is not always a home. I have lived in the same house for the past twelve years and I don't feel like it is a home. I live with my parents because I can't afford to move out. If I could have it my way I would have been gone a long time ago.My parents are alcoholics. They both drink constantly. I hate that they have to ... More..

Jobs & Careers > Getting Ahead Should workers be held back by lack of formal schooling?Smallicon
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Having a degree is great but what should matter is whether a person can do the things that are required to get the job done. Who decided that going to school qualifies a person for their chosen career? From my experience in researching my future career, most of the knowledge required to do the job is learned through experienc... More..

Personal Finance > Financial Planning Young people and managing money
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The tips I have are good ideas for anyone but young people should pay special attention and learn early.Too many people get their paycheck and go blow it on partying or buying some new toy then have to struggle to pay their rent or other expenses. Planning a budget can help to remedy this behavior. Budget planning is probably... More..

Computers & Technology > Car Electronics Is a lot of bass in a car stereo system good or bad?Smallicon
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Most of the bass you hear coming from the car next to you isn't even being heard by the people in that car! This is because the brain needs the ear to receive at least half of the wavelength of the sound wave in order to understand it. If the brain can't understand it, it will be subconsciously ignored. The size of most cars ... More..

Arts & Humanities > English Language The most misused word in the English language
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The word I hate the most is "Good." "Good" has enough issues considering that is really can't be consistently defined. Every day I hear people say things like, "You did good," or "You played good." It just annoys me because good is not an adverb. In English we use "Well" to describe verbs because well is an adverb. You wouldn... More..

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