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About me - Luis Garcia

I am a public D&O Insurance Underwriter currently completing my B.S. in Economics and Finance. I am bearish with regards to the prospects of the United States Dollar and bullish on metals, including Gold, Silver and Uranium. In addition to my experience in

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Home & Garden > Real Estate (Other) Real estate investing: Look before you leap
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If you are curious like me, chances are the thought of when to buy a home has crossed your mind. After all, prices have come down dramatically since the peak in 2005/2006. Moreover, the Government is artificially stimulating demand with historically low interest rates and by granting $8,000 tax breaks for first time homeowner... More..

Creative Writing > Reflections Reflections: What's wrong with the Federal Reserve
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More thoughts on the Fraud, I mean Fed!The Federal Reserve can manipulate monetary policy as much as they want, unless of course rates fall to zero. At that point the Fed has no other recourse. The primary problem that people are not talking about is the enormous amount of debt that has been created and the bubbles that follo... More..

Personal Finance > Stock Market Market correction: A time for a shopping spree
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Buy Starbucks, not the coffee, but the Stock - actually both!Starbucks Corporation has given investors rewarding gains since they became a publicly traded enterprise back in 1992. However, over the past 52-week period the stock has declined roughly 44%. Such a drastic reduction in the share price has investors worried about t... More..

Personal Finance > Investing (Other) Investing in gold, gems, and platinum
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If you are invested in equities right now, you are probably worried about the state of the financial markets. You are not alone... Last week was painful for all invovled in capital appreciation via paper assets. The Nasdaq fell close to 6% - yikes. The Dow and S&P were right behind that with losses nearing 5%. Such rapid decl... More..

Personal Finance > Investing Basics Hedging against long-term dollar decline
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Yellow Metal beats Green BackIf you are invested in gold right now, then you are about to see that investment pay off significantly in the coming months and years. If you are not, either get in, or watch others prosper. Gold is real money, not just a commodity. It has intrinsic value, unlike fiat currency. With U.S. growth sl... More..

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