Bad credit: Now what? 52 Articles

by Trina L. Grant

It seems like every time you turn on the TV or radio you are bombarded with advertisements for companies that will, for a nominal fee, legally restore your less-than-sterling credit history. It sounds so good...an alternat...read more

by Barry Tadmore

So you have bad credit? Luckily you're not alone. Millions of people struggle with the same problem. But you can fix it! Repairing your credit can be easy, but it probably won't be quick. The problem with your credit i...read more

by Barry Williams

You really are a idiot when it comes to credit aren't you? No one told you how to use credit wisely so it's not really your fault you're in debt up to your neck. If anything the credit companies are at fault , aren't they?...read more

by Joseph Hazelbaker

Credit is critical. However, having bad credit isn't the end of the world. There are several simple (and free) steps you can take to keep you in the "game" while you repair and build your credit history. The first thi...read more

by Dean Holmes

It's the way of the world these days. Whether you finance a car, mortgage your home, buy those extra Christmas gifts for someone on plastic...95% of people are in some form of credit debt. And then there is the ever-gro...read more

by David Thornton

Like many people in the United States, you may have bad credit. Having bad credit increasingly has detrimental effects on other parts of your life as well. In addition to making credit more expensive and harder to find, ...read more

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by Jimmy Nightingale

To my mind, there are two parts to this question: 1 - Avoiding a bad credit rating; and 2 - If you have a bad credit rating, what can you do? AVOIDING A BAD CREDIT RATING One of the major pitfalls of our modern s...read more

by Kevin Olsen

You don't have to have bad credit. Let that sink in first. There's hope for the "credit deficient." Here are three simple ways to raise your credit score. Bear in mind these tips are simple, not easy. You may have to get a...read more

by Danny Brown

If you're one of the hundreds of thousands of people who find themselves having lost control of their finances and allowed your credit rating to slip, you needn't worry unnecessarily. Although this will restrict your futur...read more

by Sarah Williams

So you've made a few mistakes, made a few purchases that you couldn't pay for, made a few bad investments...and now you're marked with the scarlet letters "BC" for Bad Credit. The good news is that it's not the end of the...read more

by Sheletha Jones

Life After Bad Credit As the old cliche goes: "Bad things happen to good people". Problems beyond their control arise all the time that prohibit people from making good on their debts. Sudden lay-offs, unexpected illn...read more

by hibernianscribe

Most people know the present financial crisis resulted from dodgy 'sub-prime' mortgage loans to low income borrowers in North America. These loans on their own were not sufficient to cause the difficulties. Direct losses o...read more

by Erik M. Dell

Sometimes people underestimate the power of good credit. You might miss a payment, ignore a bill, or even file for bankruptcy. It doesn't matter how you got bad credit, it matters how you are going to get good credit. D...read more

by Molly Carter

So you have bad credit? Well, be proud of yourself that you have completed your first task, recognizing the problem. Debt is so prominent because people want to sweep their problem under the rug. Rather than tackle the ...read more

by Grace Mirchandani

You have bad credit. So what, right? A lot of people have bad credit. What's the big deal anyway? If you don't think that having bad credit will effect your life than you are WRONG! Bad credit can affect your life i...read more

by Paul Heingarten

Realizing your credit is bad is the first step towards taking action to correct the problem. If your credit is bad, you can take solace in the fact that millions of people share your predicament. The current sub prime mo...read more

by Shrikant Vajratkar

Every now and then people fall in the debt trap, sometimes blindly and sometimes with both their eyes wide open. The thing to do to get out of bad debt situation is obviously to improve your credit. And the most it takes i...read more

by J. Anthony Williams

Some, even most of us have experienced the disappointment of bad credit. At the time, there are the best of intentions. Then bamm! Something happens. Your triple A three fifty credit score has taken a nosedive. It can ...read more

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by Susan Henderson

What are the reasons of bad credit mortgage boom? In the past years, the private sector has dramatically expanded its role in the mortgage bond market, which had previously been dominated by government-sponsored agencies...read more

by Viv Corridor

Having bad credit is not the end of the world. But it can sure make you wish it was. If you're laboring under crushing debt, and just can't pay your bills, it may seem like Armageddon is the only thing that will wipe your ...read more