The answer varies from company to company, but generally speaking all insurance carriers look at several common factors. TICKETS AND CLAIMS It only stands to reason that people with less-than-perfect driving historie...read more
Let's face it, there are a lot of unsafe motorist on the road. You never know when some idiot's going to decide he's just sober enough to drive or when some 16 year old kid is going to pay more attention to his cell-phone ...read more
Don't you just love how things turn out when the government babysitters jump in to help' us live our lives? They seem to think that we, who are not officially in government, are so stupid we can't blow our noses without he...read more
Ever wondered what criteria the insurance companies use to determine your auto insurance rates? Or why two drivers driving the exact same vehicle can be charged dramatically different rates? This article will help answer y...read more
by Lin Hill
I have been a driver for a good number of years and I have to agree that some of the factors that car insurance companies base their rates on makes not sense to me. One example of this is the rate is based on urban area...read more
by Pat Sweet
i would like to know why your credit rating should effect your insurance rates? IF you have bad credit just make so that you pay a month at a time not six months or a year.If people have bad credit then that means they are...read more
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