An important part of managing on a low income includes not allowing your income to define you. It's important not to have a preconceived notion of what someone on a low income has or does. Many people make the mistake, f...read more
If you're prepared to put in a little work to get the most out of your money then getting by on a low income doesn't have to be one crisis after another. The following are my favourite thrift tips and tricks: 1) Keep a...read more
Living on less is an art form. This may sound silly, but attitude is everything. It is a challenge to survive in our economy today. In a climate of rising fuel costs , food prices, utilities, and the shrinking dollar, c...read more
by L. Beall
Managing on a low income is difficult although not completely impossible. Bills have to be paid and food has to be bought but unfortunately you do not qualify for help with anything and have no insurance for doctor's bills...read more
by Debbie Muir
Handling a low income can be a tough challenge. The first piece of advice would be to live on cash only. If your income is low, you cant afford credit cards. You have to get used to living on what you have and not using ...read more
It's not easy to make it in this world without a lot of money. Unfortunately, a rising cost of living makes for an increasingly difficult world financially. My wife and I have suffered a loss of income since she went par...read more
by Tara Rijon
With our shrinking economy, it has become exceedingly more difficult for even the average household to maintain a comfortable lifestyle. Rising gas prices have caused a domino effect whereby, everything we purchase has now...read more
An upper income person can go into a store and buy expensive shoes on sale say, $80 dollar shoes for $50. A poor person goes into the store and buys the same pair of shoes on the same day for $150. How is that possible?...read more
There are varying types of low income households, distinguished by terms such as lower middle class, working class and working poor. Across the nation, these families are feeling the pinch of escalating food and gasoline ...read more
For me and my family handling a lower income status is acceptance of it first. Our kids used to say we were poor but now they realize the difference. You can't take it with you is the old saying about money. When you...read more
When you think of it , there is no income that is not low.This is an important starting point.No income is not low income because the lowness of any income is certainly relative. The importance of understanding one's in...read more
Managing on a low income certainly is managing on Social Security. But one must wait till a certain age to collect, and one day that age will go up. So, if you're depending on Social Security, or will, take a look at where...read more
I've heard many a person say that money can't buy happiness. Or that money is the root of all evil. Or that if you have more money you have more problems. And when I hear that, I wish I could invite a person to live...read more
Living within one's income becomes more difficult every day. The economy is in free fall. But you will manage, because you have to! Hardship helps to focus the attention. Unless, of course, you sink into alcoholism and dep...read more
When it comes to pay packets and earnings, fingers are not equal. Now, everybody I know would like to have a managerial position in a thriving blue chip organization. You know what I mean; a fat salary, stock options, pai...read more
No child ever dreams of becoming poor. Children of the United States have such dreams as artist, doctor, movie star and veterinarian. We dream big, we plan big and we think big. Many of us never really realize that...read more
by Gary Boyd
In 1970 I was single, cleared $120 bucks a week, had a car bought and paid for with allotment money from the military, maintained a one bedroom apartment for $65 a month with utilities included. So lets break it down. ...read more
I have been there and done that. Isn't that how the saying goes? A few years ago I resigned from my $40,000 a year job and moved 900 miles from home. Our family went through a lot. In fact, that first year my income di...read more
by Larry Wolf
Low income? I've got it and it just got lower. How? That is an excellent question! In the past few months, my wife and I were overjoyed to learn that we were expecting twin girls! As my wife's pregnancy progressed, her ...read more
One of the most unfortunate driving forces in American society today is the thinking that having money will bring happiness. It has been proven, time and time again, that this is not the case. Studies have shown that those...read more
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