Credit cards: How to ask for and get a lower rate on your high interest credit card 13 Articles

by Lynn Jordan

In order to prevent a recession, the Fed has reduced the prime interest rate several times in the last few months. The credit card companies don't pass these lower rates on to their credit card holders. However, now is a ...read more

by Marco Angioni II

High interest rates on a credit card can prolong your payments and thus, cause you to pay far more interest than you should have to. High interest rate credit cards are a sign that your credit score is not good. Think ab...read more

by John McDevitt

If you're struggling to stay ahead of your bills, the last thing you need is a high interest rate credit card. It's frightening how much money, not to mention sleep, you could be losing. If you have five minutes, a simple ...read more

by Rachelle de Bretagne

Thousands of people all around the world buy on credit. It's a known fact of life these days that in almost every commercial break includes an advert for finance. Polish it up, look at it any way you please but what these ...read more

by Simon Wright

For those people who use credit cards, getting a good rate on the card should be just as big a consideration as getting the credit limit that you want. As well as shopping around when purchasing a credit card, you should a...read more

by Rosemari Trites

You have been down this road before. This time it is going to be different because you have practiced. You are going to get what you want without losing your cool or spending half the day on the phone. You are going to ...read more

by pennameisokay

Almost nothing is more of a hassle than dealing with a credit card company. I recently attempted to ask for a lower rate on my card and I can't imagine how bad it would be if I was hopelessly in debt. I think the key is...read more

by A.W. Berry

It isn't always necessary to use a credit counseling service to negotiate a lower interest rate with a credit card company. Very often the company will negotiate a lower interest rate with their client, especially if bills...read more

by Francesca Pawlak

When asking for a lower interest rate on your credit card there are several tips to keep in mind. Be confident, explain the situation, be nice. The problem with a lot of credit counseling companies is that they you have to...read more

by Bret Strecker

Credit card rates, the way credit card companies make money off of us, often much to the disdain of the card holder. There is no doubt that credit card usage has soared astronomically recently. Much of this is due to con...read more

by E.L. Miller

There's probably money falling out of your wallet right now. Figuratively, at least. Chances are, you're paying more interest than you have to on your credit cards. Don't worry, though; this is a surprisingly easy probl...read more

by Draven

FISH IN A BUCKET In today's lending market, all but the worst credit risks should have no problem whatsoever receiving a lower interest rate. There are several options available. SET THE MOOD First, call up you...read more

by Brian Lardin

Banks today are at your mercy if you can play them against each other properly. With 0% balance transfer offers still lingering and easy access to credit for many people paying ANY interest except on a mortgage can prove t...read more