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  • 1 of 9

    by Stephanie Ali Fairbairn

    Credit represents an agreement to receive goods, services or money now and pay for them in the future. A credit card is part of everyday life for most of us. These cards are a form of short-term finance, allowing goods and...read more

  • 2 of 9

    by Robert Stadnik

    Advice on avoiding credit card debt seems like an afterthought these days. With the economy in shambles and credit essentially frozen, the industry has already provided a solution on avoiding debt by simply not extending c...read more

  • 3 of 9

    by William Bond

    Avoid credit card debt by having only one or two cards, and using the cards only during an emergency, or when you need to use it for an important purchase. Credit cards cannot be used regularly, unless you have a high pa...read more

  • 4 of 9

    by pennameisokay

    Many people fall into the trap of escalting credit card bills. You can avoid wasting money and possibly ruining your credit score and financial well-being by following simple tips that will not significantly reduce your st...read more

  • 5 of 9

    by Virtuous-82

    The best way to evade credit card debt is not to get a credit card in the first place. When the countless offers come your way in the mail, remind yourself that it is only a "trap". Credit cards are no good. They are misle...read more

  • 6 of 9

    by Rosa Hayes

    Most people who have credit cards, could have never imagined being in debt over them. Credit card debt happens everyday and most of us do not even know where or how to began to get out of it. Most young adult, especial...read more

  • 7 of 9

    by David Seay

    The best way to avoid credit card dept is simply not to have one. As impossible as that seems life does still go on. Just as it did before Credit Cards. You could actually pay cash for products and not still owe a third pa...read more

  • 8 of 9

    by Dave Canterbury

    Having a credit card can help you out in a bind and be a great financial tool or it can wreck your monetary lifestyle. Once you've gotten yourself into the debt, getting out can be extremely difficult. The credit card comp...read more

  • 9 of 9

    by Aashish Sharma

    Do all purchases attract an interest charge? No, if your current balance is zero, you have a grace period of up to 50 days (on retail transactions) in which to makeyour payment. However, cash transactions attract an inter...read more

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