Credit card rates are just as negotiable as say the price you pay for a car or the salary you get from your employer.... The trick to getting credit card companies to play by your rules, is to be aggressive, yet inte...read more
Only two circumstances exist in which you can successfully negotiate to reduce your credit card interest rate: (1) when you account is in good standing; and (2) when your account is so badly defaulted that your only way ou...read more
by Beth Oliver
The interest rate on your credit cards can make a huge difference in your monthly payment amount. There is no harm in at least asking your creditors if they will lower your rate. What do you have to lose, the worst they ca...read more
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