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    <title>Helium.com | Managing Debt | What to do when you receive a debt collection letter or notice</title>
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    <description>Helium.com &gt; Managing Debt &gt; What to do when you receive a debt collection letter or notice</description>
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    <copyright>Copyright Helium.com</copyright>
    <pubDate>Wed, 10 Dec 2008 17:59:09 GMT</pubDate>
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