A good credit report is an important financial asset to possess. A good credit report can help you obtain loans (including the big loans such as a mortgage, a car loan, and/or a college loan, to name a few), help you obta...read more
Your credit history can be like your criminal history in the sense that most things that are recorded on there, requires work to get off and a few things will always come up. It is each of our responsibilities to know what...read more
You may have heard lots of supposed "rules" of credit reporting, like after 7 years bad debts are supposed to fall off of your credit reports or that after you pay something off it will be taken off of your credit report. ...read more
What is the best way to avoid a bad reputation? Don't do anything you will regret, right? Something stupid you did as a Teenager, like having a kid, will follow you the rest of the life. Or driving drunk. You may lose a li...read more
Even people who are confident that their credit history is solid and healthy should obtain one or all of the free credit reports available online. This is because your credit history sticks with you for a very long time. I...read more
I have mixed feelings about this credit report business. First, the facts. Yes, bankruptcies will stay on your credit history for up to ten years. My friend declared bankruptcy five years ago and is being deluged with o...read more
by Allen Teal
It's not just your payment history that can haunt you. Let's not overlook the problem of unsecured debt. Your history can haunt you for seven years. Your unsecured debt will haunt you as long as it lasts. It could be 1...read more
Your Credit History can haunt you for up to 10 years. When I was younger I did not think much of it. "I'll pay the bills later, I'd rather go out tonight." About 3 years ago I really paid later for those bills. My Hu...read more
by Joyce Priddy
Credit reports can haunt you in obtaining a car loan, house loan, or even for some job applications. Yearly, check your credit reports to ascertain if any information is incorrect. Write to the company or companies to ge...read more
Credit reports are kind of like why Christ died. It depends upon your VERSION of past events; the King James Bible is a VERSION. It says so right on the cover. It is practicably impossible to reproduce reality, let alon...read more
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