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  • 1 of 18

    by C.L. Mareydt

    Overcoming post holiday debt is really quite easy. Do not spend money you do not have on items you really cannot afford at the time. Do not over extend yourself, your beloved wife/husband, or your beloved family into...read more

  • 2 of 18

    by Russell Dawson

    Those of us who are accustomed to giving during the holidays can end up racking up startlingly large debts. And too soon after the stockings and mistletoe are put away, we are left holding the proverbial bag (of credit car...read more

  • 3 of 18

    by Greg Draiss

    Take the Bite Out of Holiday Debt One thing many families fear during the holiday season is the bill that arrives in January. Over spending on gifts is indeed the gift that keeps on giving. Only you keep giving o...read more

  • 4 of 18

    by Mary Grundy

    Post-holiday debt is a daunting and terribly common mountain many of us will face this year. It is true that avoiding debt is the best way to deal with debt, but too many will be past the point where that advice will be us...read more

  • 5 of 18

    by Alfred Nylund

    The secret to overcoming post-holiday debt is to combine your New Year's resolutions with a solid plan for budgeting. Use the New Year as an opportunity to change the way you think about your life, from the kind of pape...read more

  • 6 of 18

    by James St. John

    Our desire to make everyone happy during the holiday season can cause great harm to our budget if we are not careful. One of the tendencies in recent days is to spend an enormous amount of money, placing most of that expe...read more

  • 7 of 18

    by April Hearne

    There are some commong misconseptions about paying off debt, even those we charge during the holidays. 1. List your debt based on how long it will take to pay them off IF you pay the minimum payment each month. Leav...read more

  • 8 of 18

    by Jayne Smith

    Nearly every person who goes on holiday has been there at some point or other. You get carried away with the fun, the relaxation, the partying and, yes, the spending. It is easy enough to say only spend what you have, or...read more

  • 9 of 18

    by Mr.Muse

    For many the holidays are a special time of the year. People are often feeling more generous than usual and a certain charm is in the air. People are busy bodying there way long distances to be with loved ones, setting the...read more

  • 10 of 18

    by Wendy Loft

    Please, DO NOT DESPAIR. Although you already know that preventing debt, be it holiday or otherwise, is the goal, you really don't need to hear that over, and over, and over. What you need, is action, a plan, and some sel...read more

  • 11 of 18

    by D. Trump

    One of the most significant things that you can do to reduce post-holiday debt is to look at the interest rates that you are paying. Most people put their Christmas presents on their credit card and don't even consider th...read more

  • 12 of 18

    by S h i r i n

    Haven't we all heard that the best way to handle debt is to avoid it? Over simplistic some might say but for me this is an integral part of my money management strategy. I have done it for years and with much success. ...read more

  • 13 of 18

    by The Original Maverick

    Get wise, then get angry. Thats right, realize you have been duped! Somewhere over 20 years ago we were subliminally and even outright herded like cattle into the belief that we can not be happy unless we do THEIR Christma...read more

  • 14 of 18

    by Lisa Mottert

    Many people utilize credit cards during the holiday season, sometimes prior to the upcoming holiday. Most people feel obligated to purchase Christmas gifts for loved ones,friends and business associates. Obligation sometim...read more

  • 15 of 18

    by Scotty

    Why do we put ourselves in positions like this, it is supposed to be a great time for the family to get together. But we have chosen to spoil our kids that we can't show our love by thoughtful gifts, they need to get the ...read more

  • 16 of 18

    by Deirdre Field

    Overcoming post-hoilday debt Learn wisdom. Learn to plan ahead. Now is not the time to dwell on that im broke feeling, but it is time to get honest with yourself about your finances and gift giving itself. Presuming tha...read more

  • 17 of 18

    by June Goody

    It is sometimes hard to get over the hunch of having to tell the people that you love that you are in debt but once you come to the realization that debt is a fact there are things to be done about it: Develop a good under...read more

  • 18 of 18

    by Kim Darrell

    Thank goodness, my husband and I didn't go crazy with Christmas this year! We did spend more on the children this year than we ever have done in the past. Some of it was purchased on credit, so yes, we have to pay it bac...read more

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