Subprime mortgage crisis: Who's responsible for the mortgage mess?

by Lisa H. Warren

Today's mortgage crisis has been blamed on lenders, and it has been blamed in "irresponsible borrowers, who bought houses they couldn't afford." While mortgage lenders and home-buyers have all had a hand in creating the e...read more

by Ben Smith

The mortgage meltdown. Most people don't know that the government deregulated the mortgage business in the beginning of the sub-prime era. By doing this they allowed the banks to borrow at a ratio of 30 times there wort...read more

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by Aubrey Clark

Having been in the mortgage business a little over fifteen years I have made it a habit to read most of the press and articles written on the looming mortgage crisis. It would appear that most, if not all, columnist and wr...read more

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by David Guzman

The subprime mortgage bubble was created out of human stupidity. It swelled on stupidity and greed, and finally burst when the market ran out of stupid investors. Everybody knows that stupidity comes in varieties. Th...read more

by Vincent Towne

Countrywide makes a comeback before looming takeover. Insiders at Countrywide report brisk application volume as the month of May winds down. Helped along by recent loan limit increases for conventional and FHA loans. Mos...read more

by David Lamb

WHO IS RESPONSIBLE AND WHO SHOULD BE BAILED OUT? This is not an easy question to answer. There are people who monitor the different markets. These are the same people who are now predicting that the prices of ho...read more

by K A Robins

The mortgage market mess is first and foremost the responsibility of greedy lenders and secondly the borrowers who received their loans. Two years ago and more if a borrower applied for a loan and he had a mid 500 credi...read more

by SanDee Winn

Who is to blame for the mortgage crisis? America, go look in the mirror! You don't pay your bills and if you do, you let interest and late fees accumulate until you can't pay them. This means that your credit score gets...read more

by J.M. Schell

Looking in the Mirror: The American Foreclosure "Crisis" Over the last two years, assorted American politicians, their eager lackeys in the media, frightened, self-serving government and lending bureaucrats and even doo...read more

by Mark Luke

I studied several dozen articles to understand the subprime mortgage crisis that exploded into a full-blown credit crisis, and not one of those articles mentioned why lenders make subprime loans in the first place. In case...read more

by Greg Nelson

Responsibility for the current subprime mortgage crisis rests squarely on the shoulders of the very same delinquent borrowers who are now walking away from their homes and financial obligations in record numbers all across...read more