Mortgage financing 101 12 Articles

by Karen Loos

What is a mortgage? It is a loan that is attached to real estate property of home and land. But there are several types of mortgages out there, which can be hard to weigh through. The most popular is a 30-year loan. Th...read more

by Kim Shuford

There are many different types of home mortgage financing available for your new home purchase. Home mortgage financing simply refers to the financing on your home, which is secured by a bank or lending institution by the...read more

by A.W. Berry

Mortgage financing is the lending of money with interest from a financial institution or other lender to a property buyer such as a home buyer. Mortgage financing can come from a variety of lenders with differing terms of ...read more

by E. B. Rothacker

What is Mortgage Insurance, and how can we avoid paying it? Let's start with a little history. It used to be customary in the housing market for purchasers to apply a down payment of at least 20% of the value of the ...read more

by Kristin Abouelata

How can you really figure out what exactly your paying in finance charges if you keep that mortgage for 30 years? What's another tool to use in comparing mortgages? Check out your Truth in Lending document....... Ther...read more

by Seth Callen

Let me outline a situation that happens all too often in the loan process; the customer has been pre-approved, the titlework is done, the appraisal has come in above the purchase price, everyone is just waiting on final a...read more

by Nicholas Hanna

Financing a vintage home can be trickier than one would expect. It's just another house, right? Well, not exactly. Here are a few tips: CONDITION OF PROPERTY Most houses built prior to 1940 are going to have issues; so...read more

by Steven Kaese

We are in a housing crisis. At least that is what everyone in the news keeps saying. But for those who are in the process of shopping for a home, one of the scariest tasks is getting the financing. It doesn't help that ...read more

by E.M.Robinson

It is important to understand the fundamentals of mortgages. Your mortgage payment will more than likely be your largest expense, so it is critical that you understand what you are getting into when you sign and accept a m...read more

by Richard N Legare

WHAT? A HOME MORTGAGE YOU DON'T HAVE TO REPAY ? Yes, there is such a home loan available today, and, though it sounds like the makings of an infomercial gimmick, this loan is a legitimate mortgage in the FNMA and...read more

by Serena Brown

Last time, we discuss the basis of your mortgage. We discovered what a mortgage is. We found out that the mortgage is a closed end loan. A closed end loan had characteristics that were not conductive to us paying off th...read more

by Leslie Schwab

The dream of owning a home has become more difficult to attain because of the current sub-prime mortgage crisis. During the years 2000 to 2006, mortgage companies were issuing a huge number of home mortgages with 100% fin...read more