Join | Log in

Channel Button

Home > Personal Finance > Managing Credit & Debt > Managing Credit

Is a free credit report really free? 7 Articles

  • 1 of 7

    by Marco Angioni II

    The answer to this question is, YES. A free credit report really is free, you just have to know where to get it. Federal law requires that the credit reporting bureaus provide you with one free credit report per year. T...read more

  • 2 of 7

    by Beth Oliver

    We have all seen those commercials where someone is stuck in a crappy job or has a crappy car or crappy apartment just because they have been a victim of identity theft. Those commercials make us all want to go out and get...read more

  • 3 of 7

    by Zoe Mack

    Just mention the phrase "free credit report" and that incredibly effective and irritating commercial jingle is embedded in my head for the next few hours. I'm not sure if dating a girl with bad credit can really force you ...read more

  • 4 of 7

    by Vivian Austin

    I can only comment on one that we have had personal experience of, that being "Expierian" which i believe is the main one anyway. And no it is not free or at least not really. My wife signed up for this and cancelled it fa...read more

  • 5 of 7

    by W Piotr

    With the passing of new legislation, everyone is now entitled to a free credit report once per year from each of the three reporting agencies TransUnion, Equifax, and Experian. You can request a free report by going to ea...read more

  • 6 of 7

    by Joyce Massey

    Credit reports are they free for charge then i will say YES and NO. Well i am not trying to confuse you but the fact that is it possible for consumers to access their Credit Report Absolutely free depends on how ignorant t...read more

  • 7 of 7

    by B.A Smythe

    All over the news we hear about identity theft and why we should see a copy of our credit reports to put our minds at ease. The kind of people who would steal another's identity deserves to be put behind bars. And yes, I t...read more

Debate Icon

Cast your vote!

Is the system of credit ratings fair?

Click for your side. Must be logged in.

Summer Rewardathon

Join Helium

149501

Featured Partner

Lifetime Literacy Foundation

Lifetime Literacy Foundation (LLF) has partnered with Helium, giving you the chance to write for a cause. Browse...more

What is Helium? | User Guide | Community | Link to Helium | Privacy | User Agreement | DMCA

Helium, Inc.
200 Brickstone Square Andover, MA 01810 USA