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  • 1 of 68

    by I. Michael Akbar

    I'm sure you've heard that creating a budget is a good idea, but maybe you needed to hear more than just, "make a budget", to get the ball rolling. It takes a little time and effort to create a useful budget, but there ar...read more

  • 2 of 68

    by Little A

    Whether you are just getting started on your own or you have been meaning to get on a budget for years, now is the time to set one up! Budgeting doesn't have to be hard, if you follow a few simple steps. The first thing to...read more

  • 3 of 68

    by Ann Druce

    GAIN CONTROL OF YOUR FINANCES AND YOUR LIFE So you think that if you have a budget you'll be able to save some money? Well, that depends. A budget that bears no resemblance to your needs and lifestyle is a complete wa...read more

  • 4 of 68

    by Kathryn Lindamood

    It's hard to write a budget when your lights are off. In times like this you peer through the candlelight at your checkbook trying to figure out where the money went and how you are going to remedy the situation. Chances a...read more

  • 5 of 68

    by Saurabh Pal

    Setting up a budget is the first step in sorting out your financial situation. A budget will help you to know your financial worth. It will also help you to identify the areas where you need to concentrate on to improve yo...read more

  • 6 of 68

    by Mandy Spaulding

    HOW TO CREATE A BUDGET. Whether you are trying to pay down your debts, put money aside for something particular, or just get better with your money, creating a budget is the first and most important step to handling you...read more

  • 7 of 68

    by BJWilson

    In simple terms, a budget reflects what happens to the money you bring in when you subtract payments on long-term debt, short term debt, the costs of living, working, playing and maintaining a place to live. Some feel a b...read more

  • 8 of 68

    by Daniel Xiao Wang

    The Dreaded B-Word, Why Budget? A budget is essentially a planning devise used to assist someone in setting and achieving his or her financial goals. People plan for all manner of things, from vacations to what the...read more

  • 9 of 68

    by Ray Cook

    A budget tells us how much money we have and what we should spend it on. It's the idea of dividing up a cake. In addition, the idea is to spend within our income. In this respect, it's the same idea as the government's ...read more

  • 10 of 68

    by Benjamin Lomax

    Setting up a budget that works In an economy where income rarely exceeds expenses, it is crucial to have a framework to avoid getting into deepening debt. A recent study pointed out that American debt now exceeds the we...read more

  • 11 of 68

    by Kelly Piercy

    Want to get to the next paycheck with money left, bills paid, and money put away? Don't we all. There are a thousand reasons we don't, and one of them is real. There are always those months when the car needs a new wate...read more

  • 12 of 68

    by Simon Wright

    HOW TO SET UP A BUDGET Budgeting is important not just for those who want to avoid debt but also for people who are keen to maximize the amount of disposable income that can be put into savings and investment instrument...read more

  • 13 of 68

    by EMSalem

    What's so difficult about setting up a budget? Basically you list what you earn and what you spend. Hopefully the column listing the earnings will be higher than the column on the left listing what you spent. That's the id...read more

  • 14 of 68

    by X-WARRIOR

    Budgets are very essential in order to prioritize what's really important to your personal life. We do not realize that our past experiences play an enormous role to our financial futures. For example, learning the value...read more

  • 15 of 68

    by Shauna Smith

    Creating a budget, no matter what your financial circumstances, does not have to be difficult. There are really four main steps: identify your expenses, plan your monthly spending, monitor your spending and revise as need...read more

  • 16 of 68

    by Simi Brown

    Setting up a budget may sound unpleasant or maybe even a bit intimidating, but it does not have to be this way. Whether you are looking to maximize the use of your money, or to pull yourself out of financial difficulty, cr...read more

  • 17 of 68

    by Leslie Doyle

    If you want to be in control of your finances, you must have a plan. That plan is known as a budget. It does not matter if this is the first time you have set up a budget or the tenth. It is not difficult. You simply n...read more

  • 18 of 68

    by Rebecca Livermore

    How to Set Up a Budget in Five Easy Steps Many people cringe at the thought of setting up a budget, but budgeting doesn't have to be painful. Contrary to popular opinion, budgets actually provide a great deal of financi...read more

  • 19 of 68

    by Andrea Paulsen

    Although it's not a task most people relish, setting up a budget is the first and most important step to good personal financial planning. Budgeting helps you track where your money comes from, and most importantly, where...read more

  • 20 of 68

    by Charles Corthell

    Mention the word "budget" and most people think of living a life of borderline poverty while squirreling away every penny that comes into their possession. Fortunately, that isn't the case. Budgeting isn't about forsaking ...read more

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