There are 8 articles on this title. You are reading the article ranked and rated #1 by Helium's members.
As the cost of health care continues to rise for America's populace, it all comes down to the question of: "Do we eat or do we pay for our insurance?" So, sadly, the vast majority of people pay either an excruciating amount of money to have health care Benefits or go with out them altogether because of the escalating cost.
Some of the people that hurt the most are:
People that have existing conditions (insurance companies won't touch them).
People that are self-employed (those policies are too costly).
People that are under-insured (what they have has limits or restrictions).
Working class people that want to provide benefits to ALL of their household members, but cannot or do not want to have to pay $600+ a month.
TEMPS or PART TIMERS (don't get benefits of any kind).
Small Businesses that cannot afford traditional Benefits for their employees.
Employees of large corporations are left in the dust because these companies are cutting back on benefits due to escalating health care costs.
The retired and elderly.
It is said the a socialized health care system in the United States would not work. HMO's are despised by Health care Professionals and disliked by patients even more. And predictions have been made about HMO's becoming obsolete - yesterday's news within the next 2 to 7 years, leaving another 78 million people stranded with no health care benefits.
Is there really an ALTERNATIVE out there to combat or replace costly, restrictive insurances?
Yes, there is. It's known as CDHC and it stands for Consumer Driven Health Care - otherwise known as Discount Health Organizations. Although, still in it's infancy, it's a movement that is quickly becoming the most common sense way to TAME the high cost of health care benefits. The reason experts have attested that this will be a
very practical solution, is because the consumer is in charge of his or her health care choices.
Consumer Driven Health Care is simply a concept whereby the control health care is put back into the hands of you, the consumer, and the health care professionals (Doctor, Dentist etc). One of the reasons this concept is being assimilated in such a positive way, is in part because there so few little choices for consumers when
it comes down to products and services available through traditional insurance plans.
And with the health care crisis escalating out of proportion and with remedies that do not seem to fit a national budget, CDHC is offering
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The real costs of medicine without insurance
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