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Senate. Insurance companies that did underwriting in urban areas, like Allstate, lobbied hard against it.

New Jersey legislators need to sponsor a bill similar to the one written by State Rep. Robert Menga in Connecticut and make this practice illegal. Certain requirements could be acceptable. These requirements would apply to all breeds of dog for the betterment of everyone, man and dog alike. For instance, a dog must be spayed or neutered if they do not belong to a breeder (besides helping to control the pet population 70% of dog attacks are by unneutered males) by the age of 8 months. One must post signs on front windows indicating a dog's presence and its breed. These could be printed by the insurance company much like car security stickers are mailed out to auto policy owners whose vehicles have alarms. One would be prohibited from chaining a dog up outside for more than 30 minutes on any given day as chaining can lead to poor health and aggression. Owners must sign a pledge to follow local leash laws and promise to curb their dogs.

Dogs that gave and continue to give so much to us deserve the right to a good home in New Jersey. Racism of any kind is wrong and that is exactly what is being practiced by many of our country's insurance companies.

Learn more about this author, Bob Mantz Jr..
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