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| Yes | 26% | 449 votes | Total: 1735 votes | |
| No | 74% | 1286 votes |
use the word emergency to frequently and not for things that others would consider to be an emergency (such as that dress for the dance!), real emergencies still happen. There are times when the car dies, you get lost, or there is some other need that has to be taken care of now and there is nothing easier then being able to take care of those things as they come up. Often this requires teaching the true meaning of the word to the teen, but it can be done and the credit card can become a viable tool at such times.
It is important that there be a few things established here. First of all, if a teen has a credit card, it should be one in their name, one that they get the bill for, and one that helps their credit (or hurts it). You aren't teaching them the things they need to know by giving them your plastic so they always have money and they never mind spending it. It is also important that this responsibility comes with a great deal of information provided by you. You can include your experiences if you ended up with messed up credit (or have it now). You have to teach them to be responsible and to take care of their credit very carefully. After all, this could be a blessing or a curse, and it is your job as parent to make sure it is indeed a blessing.
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