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Here is a list of the top 50 credit cards offering 0 annual fees. As you can note the main credit cards are Capital One, Discover, Citi, Advanta, Chase, HSBC, Bank of America, American Express, Master Card and Visa. Each of these credit card companies offers a variety of credit cards to suit individual needs such as low interest, 0% intro, balance transfers, instant approval, rewards, cashback, airline rewards, business, and student.

1) Capital One Platinum Prestige - low interest
2) Discover More (SM) Card - cash back, balance transfer
3) Capital One No Hassle Miles (SM) - Rewards, extra credit
4) Citi Platinum Select Card
5) Discover Open Road (SM) Card - Rewards, gas credit
6) Advanta Platinum Business Card with Rewards
7) Discover Student Card - cash rewards
8) Capital One Standard Platinum
9) Capital One Platinum
10) Chase Bank Platinum Visa
11) Citi Diamond Preferred Card
12) Citi Platinum Select
13) HSBC Platinum Master Card - cash back rewards
14) Citi Diamond Preferred Rewards Card
15) Discover Move Card American Flag
16) Blue Cash from American Express
17) Platinum Edition Visa Card
18) Disney rewards Visa from Chase
19) Citi Dividend Platinum Select Master Card
20) Chase Travel Plus Visa Card
21) Bank of America world Points Platinum Plus Visa
22) Bank of America Platinum Visa
23) Bank of America Visa Signature World Points Rewards
24) Bank of America World Master Card with World Points
25) Chase Freedom Card
26) Blue Sky form American Express
27) The Chase Perfect Card (Gas Rebate)
28) Maximum Rewards Platinum Edition Visa Card for Travel
29) Citi Dividend Platinum Select Master Card
30) HSBC Weekend Card
31) Blue Cash from American Express
32) Miles by Discover Card
33) Merrill Visa
34) Citi Bronze/AAdvantage World Master Card
35) Hilton HHonors Platinum
36) Platinum Business Credit Card from American Express
37) Citi Professional Card with Thank You Network
38) Charles Schwab Credit Card
39) Clear from American Express
40) IN:NYC Card form American Express
41) IN:LA Card from American Express
42) IN:Chicago from American Express
43) The Knot Credit Card from American Express - track your wedding expenses
44) Citi mtvU Platinum Select Visa for College Students
45) USAA Platinum Master Card
46) USAA American Express Card
47) Discover Business Cashback Card
48) Advanta Life of Balance Platinum Card
49) Citi Driver's edge Card for College Students - rebates on new and used cars
50) Citi Bronze AAdvantage Master Card for College Students

It is always good to shop around and get the best deal possible for your particular lifestyle. Whether you own a company, are a student or just the average guy/gal there is a credit card made just for you.

To find more deals and read more about these credit cards go to (www.creditcard.com), (www.lowcards.com), (www.creditcardguides.com/amer icanexpress.html), and (www.credit-land.com/).

I would suggest not using Premier Credit cards, which are offered for those with less than perfect credit. Their business practices are not up to par, which you can read about on the Internet. They however do not offer 0 annual fees.

Learn more about this author, Colette Georgii.
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