No child ever dreams of becoming poor. Children of the United States have such dreams as

artist, doctor, movie star and veterinarian. We dream big, we plan big and we think big. Many

of us never really realize that poverty could be just around the corner. Living paycheck to

paycheck could be one medical emergency, one unplanned pregnancy, or one tragedy in the family

away.

The question is this; how does one manage to live on such a low income?

One of the first steps you should take when you hit poverty is to reduce the amount you are

spending on bills every month. Some things you could do would be to switch your car insurance

to liability insurance and drive safely. If things get too bad, you could drop your insurance

altogether and take advantage of public transportation. Many bus companies offer monthly bus

passes that often cost less than filling up your gas tank.

One more bill that can be easily reduced is your electric/ gas bill. Keep the lights in your

house turned off unless you are in that room. Turn your heat down a notch, or your air up.

Close off rooms that aren't in use, and put a towel in the opening under the door. Be sure to

not only turn this off when you are done with them, but unplug them as well. There are endless

ways to save on your electric bill; you just have to be creative.

The second step you should take is applying for government assistance. Many people who are

hurting financially will avoid this step because they feel their pride and independence will

be hurt. However, government programs are meant to help those in need and there is absolutely

nothing wrong with asking for a little help. Perhaps the most helpful government assistance

program is food stamp benefits. Almost everyone living below poverty who applies will receive

something from this program. If you have children, you should apply for a medical card as

well. This can save you hundreds or thousands of dollars every year, and medicals cards for

your children will also cover the parents too. Finally, if you have children under age five or

are pregnant, check out your local Women, Infant's and Children (WIC) program. This program

can be extremely helpful when you have an infant and can't afford expensive formula.

Furthermore, it will provide healthy foods and advice to you when you are pregnant and to your

child until age five.

Another important key to managing to live on a low income is learning to spot a bargain. Shop

around and find out where you can get the most for your money. Several stores such as Family

Dollar or Dollar General carry brand name products and much lower prices than larger stores.

There may also be a bargain store in your area where everything in the store can be bought for

a dollar. This type of store is very helpful for buying things such as soap, shampoo and

cleaning products. When you need new clothes, go to your local Salvation Army or similar

second hand store and have a look around. You never know what you may find.

The most important thing to remember when you are living a life of poverty and barely making

it is to stay positive. With enough hard work and determination, you can better your life and

make it exactly what you have always wanted. If you keep a positive attitude and never forget

what is truly important in life, you are bound to be happy.

Learn more about this author, Brittany Jackson.
Click here to send author comments or questions.

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