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Is banking by cell phone safe?

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With the current trend of phone tapping, snarfing and other identity theft or intrusion methods, one would have to believe no.

Some may argue that blue-tooth would be a good defense against this due to its supposed anti hacking software. Keep in mind, as technology advances so do techniques of criminals.

One quick scan of your phone and one has all they need to duplicate it. They will receive what you receive and see what you send. This can also occur with intercepting transmissions due to information being shared by 'waves'; just stick an adjustable receiver in the way.

The geek-guerrilla method of snarfing is to modify one such receiver into a type of gun where they just point and click. Depending on what information you keep on your cell phone they may get away with nothing, or they just might have your pin number because of your history information. If there are restaurants employing devices to cancel cell phone transmissions inside, then how easy would it be to just receive all that information?

The argument for the same thing happening upon hard lines may be true, but access to phone lines and tapping into such will draw too much attention. Keep in mind that if they do attempt to tap into the hard line, they may expose themselves to certain government officials doing the same thing.

Now, should we all stop doing business on-line or cell phones due to what hackers can do? Certainly not, but rather keep up to date on technological advances.

The true crime lies in ignorance of the world around us and believing that everything we do is safe from harm. There are criminals everywhere and when you give them easier access to your cell phone, your little everything, then you might as well just pay them directly.

Learn more about this author, Dave Real.
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