If you wouldn't trust your health to anyone but a licensed physician or purchase food from anyone but a retail grocer, why would you settle for anything less than a licensed, and insured contractor to remodel your home?

Your home is a life long investment. Whether you plan to live there permanently or plan to sell later on down the line, always select a reputable contractor for even the smallest of repairs. As homeowners, some feel comfortable with making minor repairs such as doing their own landscaping or installing a new light fixture. If the repairs are within your realm of expertise and experience, then the local home improvement stores will have practically everything you need to complete your project. But what about installing new plumbing or a new electrical panel? Most homeowners fear electricity and don't have the knowledge of plumbing. Hiring a licensed and insured contractor is the safest way to insure a quality installation, generally guaranteed for a year, relieving you of the liability in case something goes terribly wrong.

In choosing a contractor, use these very simple rules. While it may take some time to do your investigations, it will save you time, money and possibly your home in the long run:

If they are not listed in the phone book under their company name, do not call them.

Always check with your Secretary of State regarding their status as a licensed contractor.

Always ask for their Contractor's License number or make a photo copy of their state identification card.

Always ask for a Certificate of Insurance from their liability insurance provider with your name and address listed on the certificate. This insures they have the liability insurance and that your home is included in their coverage.

Always ask for references. If they are reputable, they will maintain a list of satisfied customers and should have letters of reference on file.

Most reputable contractors have their own websites, look for them on-line and utilize your local Better Business Bureau to find out if they have complaints on file.

Never discount your own intuition. Talk to the contractors at length about your project in person. Most reputable contractors will come out to your home free of charge to look at your job and give you a free estimate. Make sure you feel comfortable with the contractor. Your first impression is usually the right one.

Get multiple estimates. A good contractor is going to give you a fair

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