Some years ago when I first started to do investment, I realized that I have very little money to invest. What can you invest? you could read from a lots of investing books or guidelines teaching you how to invest. Basically, there are three main sources 1) Property 2) Shares or options 3) Business.

To begin with investment is not only to know what to invest, is also involving how much and how far you could invest. Is not necessary to invest all your money into investment and what happen the investment did not work out as you expected?

First of all, I would advise to save a certain amount of your income for investment. I always believed that how rich you are not depend on how much you earn; is depending on how you could save up from your income. Invest from your saving and start to grow your money from it.

Next it depend how much risk you would like to take. There are low, medium and high risk, decide how much risks would you like to take. For instance, myself when I was just started to invest; I was a low risk taker. I do not wish to put in all my savings into the investments. I started with buying insurance policy when I first started work. I believe insurance policy could safeguard me and my family when comes to crisis.

When I was started moving up to earn better income, I started to look into property which I could invest for future (in case the property rate will move up) and I need not to worry for high rental accommodation.

After I had purchased a house, I continue my savings and started to look into shares and options. There are many shares and options in the market - shares, unit trusts etc. Therefore, it is depended how much risk you wish to take. Low risk taker may look into the unit trust options, you started with small amount and invest into good shares which enable to bring forth profits.

Medium risk taker would consider shares like blue chips which enable to earn profits from long term. It is, of course, you need to prepare putting the money into the share for longer term. High risk taker may wish to invest for quick returns like commodities and penny stocks.

"Do not put all your eggs into a basket" - that was what I learned from a lecture many years ago. Now, the present world is teaching to invest and focus on one investment so that your returns is great and could bring forth better profits.

In regardless what is the latest teachings in the market, it is important to know what is your needs and how much risk you could take. As a starter, it is not advise to go full force on investing anything you are not familiar and not known. You could try out the options you wish to invest and with the amount you are comfortable. Once you have obtained much confidence then starting to invest little more of your money.

Maybe, some readers may think I am impossible to be a millionaire. Unless you wish to be a millionaire if not I feel a steady start up of growing your money is also help you to get rich. Not only to get rich and is a matter to stay rich.

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