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Yes it is, and terribly expensive.

Rather like any other addiction the only way to stop is to stop.

Sure, you will suffer for a month. But what do you expect in breaking an addiction. At least you will not have cash in your pocket and you cannot spend cash you do not have!

You would be astonished at the amount of food you have in your home (probably a months worth).

You will also find cash in the sofa and all over the place! It will just come like a minor miracle.

If you do not have the cash advance, you cannot spend the cash advance! Brutal, but effective.

If you worry if you can make it to the end of the month- just get busy writing Helium articles! The reward is small but it will come month after month.

The next month you will find yourself in a better situation. You can relax a little but you are using the previous months income and not the next. This will take the stress from your life- which is the real cost of credit.

I wish you the best of luck while going cold turkey.

Learn more about this author, Richard Ford.
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