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If you are injured on the job, it can be a confusing and intimidating process to initiate a claim and see it through to resolution. If you suffer an injury, be sure to tell your employer/supervisor immediately. Your employer should provide you an Employees Claim Form for Workers' Compensation Benefits; be sure to obtain a copy for your records. This claim is sent to the employer's Workers' Compensation Insurance Carrier, who will assign an adjuster to your case and provide the necessary benefits that you may be entitled to. If necessary, you will be sent to a doctor for your injury; you can switch treating physicians if you like - there are procedures for doing such.
The benefits in a workers' compensation claim can include medical care for the injury, mileage reimbursement to and from the doctor's office, prescriptions paid, monetary benefits paid every two weeks if you cannot return to work due to your injury, a possible settlement if you have permanent residuals due to the injury.
If the process seems overwhelming, or you just don't want to handle your case without help, there are attorneys who specialize in workers' compensation who will look out for your best interests.
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by Lisa Casteel
If you are injured on the job, it can be a confusing and intimidating process to initiate a claim and see it through ... read more
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