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There are 16 articles on this title. You are reading the article ranked and rated #6 by Helium's members.

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Personal Finance   >

Auto Insurance

Insurance should be required for the driver not the vehicle

Results so far:

Disagree
34% 78 votes Total: 230 votes
Agree
66% 152 votes

One thing I can't stand is the fact how much auto insurance costs! I just moved from one state to another and the price for insurance has gone up! now the state I live in is considered a 'no fault' state.

I agree, insurance should be required for the driver not the vehicle. Why? Well for starters, the state I live in, people can't drive! That includes the cops! Getting cut off (and sometimes I speed a bit but not that much) on the roads NOT the highways/freeways mind you...

People on their cell phones not paying attention and cause an accident, these are all things I see each and everyday. It pisses me off.

Now cops, they do the same thing. They don't care. Personally cops should get tickets for some of the illegal driving they do WHEN there is NO emergency..but that is besides the point.

Insurance is a lot and it is hard to afford good insurance. Frankly, I am sick of it all... It isn't the fault of the car, it is the fault of the driver and therefore, the driver should be insured and that should go under Health Insurance... the car shouldn't insured, that is just silly and costly! I would rather use my monthly auto insurance fees for something more exciting.

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Below are the top articles rated and ranked by Helium members on:

Insurance should be required for the driver not the vehicle

Agree
  • 1 of 9

    by Angela S. Young

    Providing insurance that covers the driver, regardless of the vehicle they drive, only makes good sense. In typical ...read more

  • 2 of 9

    by Ivan-ac

    What a great idea! I'd never thought of this but now that I have, I love it. There would be some definite problems t...read more

Disagree
  • 1 of 7

    by Marco Angioni II

    Although I understand the argument on the other side, that a person's driving record should dictate their insurance r...read more

  • 2 of 7

    by Eileen Caines

    The problem of insuring the driver instead of insuring the vehicle lies in the monetary aspect of insurance itself. A...read more

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