by Ben Turner

Created on: May 25, 2007

From the inexperienced investor to the Wall Street tycoons, I would recommend buying individual stocks over mutual funds any day of the week. Of course, a wise investor knows that a balance of investments over many viable instruments is the best course of action. In layman terms, don't put all of your eggs in one basket. A balanced portfolio of stocks, mutual funds, retirement accounts, etc. is the surest and safest investment.

The argument for stocks is one of greater control and flexibility. Stocks allow investors to make educated decisions over the investment of their choosing. Mutual funds are relying on someone else to invest your money for you. The majority of investors can find low commission investment sites and with some basic research can make a good buy on the open market.

Stocks also allow investors to take more risk with an expectation of greater reward. The investor knows better than anyone how much he/she can afford to place in riskier stocks and how much to place in solid performing dividend paying stocks. This information allows you to better manage your money and make wise decisions during any market whether it be bull or bear.

The stock market tends to offer more chances to make money all year long during periods of inflation or recession. You must do your fair share of homework and research, but that is the benefit of investing yourself. Why trust someone else's research and invest in their fund and pay a high commission when you have the power to invest yourself?

I began as a simple investor and still keep my portfolio simple. Don't' be afraid to buy and sell as needed. This economy is not like your Father's or Mother's. It is a rapidly changing and internationally linked market that fluctuates like the weather in Tennessee. One minute it is this, the next moment it is that.

The point being for investing in stocks is that they offer you the chance to become involved in your OWN finances and investments so that you are paying more attention to your budget and funds. There is no down side to educating yourself and family to the financial challenges we all must face. Take control of your investments and buy stocks!

Learn more about this author, Ben Turner.
Click here to send this author comments or questions.