1) What do you need to make money? Hard work of course. After you made money, what do you do with the money. Spend it obviously. That's what most people do anyway. But however with globalisation comes the easily accessed stocks, equities and bonds which are available to anyone with money, a phone or even just internet access.

2) The world is advancing at a atonishing rate. With tons of funds available worldwide, people are saving furiously to invest riding on the success stories especially of Warren Buffet. So, if you have money, you can make more money by using money you already have.

3) If you have money, a start up business is not a dream if you know how to utilize the right person, the right venue and the right timing. That explains why the rich get richer and the poor, well, let's leave it at that.

4) Lastly, if you are too busy to handle your money, just leave it in a saving account and earn interest. But, do remember the difference in interest a million dollars can earn and how much a thousand can earn in interest.

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