Saving is not so much a discipline as a habit. Even if you start saving a measly $1 a week, the regular process of saving that cash will instill better habits in you.

It feels good to be putting money away for the future, or for emergencies, however big or small that amount of money is. And investing regularly is the most important thing to do to get started.

Pick a small amount you know you can stick to and begin saving weekly. Over time you will see your savings begin to grow and generate more interest. Ideally as your earnings increase, so will the amount of money you put by.

Over the course of several years your regular savings habit will begin to pay off, as the cash will swell and you'll end up getting interest on your interest too. Seeing the positive result that comes from investing small amounts will encourage you to further increase the amount you put away.

The more capital you have, the better the rate of interest you should get. Eventually those small habits (and small investments) you started with will swell into a big chunk of savings to protect and serve you in the future.

Learn more about this author, Allison Whitehead.
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