6 of 6

Write now Article Tools

Bankruptcy is not an issue if you are applying for government student loans. I used to work in the student loan department at a large state university, and I know for a fact that credit checks are not done on student loans!
There are a few things that can keep you from getting government aid, including being convicted of various felonies including drug charges. Also if you are in default on a student loan, you cannot take out new loans. But it is relatively easy to get out of default by consolidating your loans, and then once you are in school full time you won't be required to pay on your back loans.

Another situation would be if you have had a student loan discharged in the past. It is difficult to have student loans discharged, but sometimes people on disability are able to do this. You would have a hard time getting another loan if this is the case, but if you are on disability, there might be other federal aid available to you.

Bankruptcy is not an issue, do not let it stop you from going back to school if that's what you want to do!

And remember, the financial aid advisers are used to dealing with people from all kinds of different financial backgrounds and they are not going to judge you. It really does help to talk to your adviser so you can be sure to get all the aid you need.

Learn more about this author, Helen Richardson.
Click here to send this author comments or questions.

Add your voice

Know something about Getting student loans after bankruptcy?
We want to hear your view. Write now!