by Steve Naff

Created on: March 20, 2007   Last Updated: October 31, 2008

We are encouraged to neither a borrower or lender be. Now that is the old English, but in many ways it is current in the intent. As a borrower, you are a slave. For thousands of years, this has been the standard to determine who are the lords and who is the slave. Presonally, I do not want to be a servant (not in financial terms, at least), I want to have control over myself. However, for many years, I did exist in that unfortunate circumstance.

I thought I was progressing. I thought that I was keeping up with my neighbors and the times. Unfortunately, I was financing other people's dreams with my spendable income applied to interest payments. This has left very little for me to save, invest or purchase my dreams.

I did make some good decisions along the way. I purchased houses with fifteen year mortages. Whether I planned to live in the house for the term or not, I was paying toward the principle at a rate one-third faster than the 30 year loan. Also, I do not pay interest on a credit card. I use a credit card, but for bill consolidation and record purposes. I realize that this goes against some "getting out of debt" teachers, but with dicipline, we have not let this get out of control.

I want everyone to be released from the curse of money and debt. Money is a good thing when used in a proper manner. There are principles that I have that are free to anyone that wants to ask. All I want is the ask. If you are desperate, if you are tired of the weight of debt, if your marriage is near destruction and divorce, I have the answer.

It will take guts, desire and a love for yourself and your closest family and friends. But anyone can do this. I have and now I am less than four years from being completely out of debt. All we owe is for a house. I want you to be free too. Let me help.

Learn more about this author, Steve Naff.
Click here to send this author comments or questions.