I originally posted this on my Dental Health Blog and I wanted to share it with viewers on Helium...

Discount Dental Plans 101

What are Discount Dental Plans?

A Discount Dental Plan Organization is NOT insurance. They are entities designed to provide significant savings on a Consumer's Dental care needs. Today Discount Health Organizations expand beyond Dental, providing a wide range of High Demand Benefits such as Vision, Prescription, Chiropractic, Ancillary care, Hospitalization, Primary Care Physician's and Specialists.

Discount Health Care Programs offer it's Members rates that are between 15 and 80% off the normal and customary Dental fees. With a Discount Plan, a Member is agreeing to pay a substantially discounted rate directly to the Provider at the time services are rendered, thus avoiding the middle man.

Due to their affordability, long term value and simplicity of use, Discount Plans have quickly become the most attractive and affordable ALTERNATIVE to traditional, costly insurance, allowing many more people to finally afford Dental care for their entire household.

Differences go a long way...

Dental insurance policies are typically characterized by HIGH monthly premiums, deductibles and caps and waiting periods. Fortunately however, discount dental plans are designed to be as simple to use and affordable as possible, thus, they do not share any of the characteristics associated with traditional insurance.

Keeping a set of healthy teeth is an integral part of a complete healthy lifestyle. However, 8 out of 10 Americans neglect their mouth due to the rising cost of Dental care through traditional insurance. So, the goal here is to show you some of the differences between Dental insurance and Discount Dental plans to make your selection process easier.

Low Monthly Cost

Discount Dental plans have an average monthly Membership fee ranging between $7 to $20 a month (depending on whether it's a stand-alone plan or a Benefit package). Clearly, this is a savings that in both the short and long term, Discount Plan Members really come to appreciate! On the other hand, the monthly premium with traditional insurances can average between $40 to $150 for just the Dental Benefit.

No Service or Care Limits

Discount Plan Members always enjoy ZERO limits with the use of their Dental Plan. Every procedure that a Dentist is licensed to do will be discounted. Dental insurances however, have many restrictions and limitations with

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