There are 6 articles on this title. You are reading the article ranked and rated #6 by Helium's members.
Personal Finance >
Credit Cards
How to get a lower interest credit card
Article Toolsby Trey
To get lower rates. there are several ways to do it.
You always want to make sure that the first card that you get does not have any annual fee's. Of course that first card that you will get will have a really high rate on it. My first card was 18% which is very very high. .
You should start getting other offers for other credit cards. they are competing for your business now that you are building up your credit with your first credit card. Hold in there and don't take the first semi- good offer that you get in the mail. But when you get the offer that is around 10% take it. as long as it doesnt have any annual fee's attached. Most credit bureaus will give you a card that gives you cash back by this time. It is great to get some of your money back into a savings account from a money back card that don't have any fee's.
Thats the kind of card that you should hold out for ! !
Learn more about this author, Trey.
Click here to send this author comments or questions.
Below are the top articles rated and ranked by Helium members on:
How to get a lower interest credit card
-
1 of 6
by Gordon Sies
My first credit card was a Capital One Visa Platinum card. I obtained this card via one of the nineteen credit card a... read more
-
2 of 6
by ChristianPF
Not many people recommend getting into credit card debt. But, if you are already in that situation - why not make the... read more
-
3 of 6
A lower interest rate is a great asset to have. The most noticeable benefit is that you can save a lot of money on i... read more
-
4 of 6
1. Watch your limit 2. Pay on time 3. Lower your rate 4. No annual fee When you watch your limit cl... read more
-
5 of 6
by Susan Rand
On the matter of credit cards, there are things you should watch out for. First, for many people - those who have poo... read more
View All Articles on:
How to get a lower interest credit card
Add your voice
Know something about How to get a lower interest credit card?
We want to hear your view. 
Write now!
What do you know about?
- Tell us! Get published today.
- Reach millions.
- Many ways to earn.
Already a member? Log in.
Helium Debate
Cast your vote!
Should teens have credit cards?
Click for your side. Must be logged in.
- Identity theft: How to limit the damage if you lose your purse or wallet
- How to detect if you are victim of identity theft
- Should you get identity theft insurance or credit monitoring services?
- What is digital identity theft?
- How credit card phishing scams work
- The difference between credit card fraud and identity theft
- When is a personal loan a good idea?
- Understanding unsecured personal loans
- The best ways to secure a personal loan fast
- Personal loans: Lending terms explained
- Your credit score and its effect on securing personal loans
- Fast Christmas loans: Your answer to the holiday budget crunch?
Featured Partner
International Journalists' Network
The International Journalists' Network (IJNet) is the world's premier resource for the media assistance community. It...more
hide