by Dennis Krivda

Created on: August 04, 2010   Last Updated: August 05, 2010

They say that youth is wasted on the young. And to a degree, that cliche holds true. To the majority of hard-partying, young adults, retirement sounds like some distant land of golden sunsets where old fogies sit in rocking chairs while cheerful nurses dressed in white uniforms deliver pudding cups to those bare-gummed, freshly diapered zombies. With a little planning on the young person's part, however, retirement doesn't have to mean glaucomatous eyes gazing over that tranquil lake beside the old folks home in Leisureville, Florida. Instead, it can (and should) mean a vibrant span of years filled with all of those activities that a person never found the opportunity to do while career building or raising a family.

Naturally, physical limitations can hinder older folks from engaging is certain activities but - no matter how limited they might be - every person can find something joyful to fill their time as they bask in the glow of a life well-spent. Painful knees, for example, might prohibit the retiree from climbing Mount Everest; but oil paints might liberate that same aged spirit just enough to create a masterful rendition of Mount Everest.

The hitch, however, is that even art supplies cost money. And (without a proper financial strategy) many retirees find themselves scraping just to get by on a fixed monthly income that perpetually dwindles in the face of constant inflation.
So, in order to fill their twilight years, every person (no matter what their age) should immediately construct and maintain a financial plan that will guarantee the wealth they'll need for funding their bucket list. Granted, there are other sure-fire ways to stave off the boredom of retirement, but dying young and living hand-to-mouth really aren't viable options for the wiser souls. Similarly, worrying about the utility company cutting the electricity during a blistering heatwave really isn't the glamorous pastime it might sound like. No, the number one way to avoid boredom during retirement is to build sufficient wealth throughout life to pay for those things that will fill the empty hours spent in an empty nest.

For the folks who actually have a bucket list, building wealth is the number one way to go; but what of those people who have chosen to collect a pension and have no desire to go zip trekking through the Amazon rain forest? How can they avoid the boredom of senior unemployment?

As with most things important and worth their while, a focus on family can supply a bounty of

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