by Ekim Seyer

Created on: March 22, 2010   Last Updated: March 24, 2010

The problem with todays Health care woes are quite simple; the insurance industry! Get rid of the insurance industry and health care will be affordable to everyone who works. The insurance companies are in the health business for one reason, profit. The more they mandate the charges, the more profit they make.

Everyone knows of the deals that insurance companies make with doctors and hospitals; "the less patients they refer (to specialists, testings, screenings, xrays, etc), the more money the doctors and hospitals get to keep at the end of the fiscal year.

What needs to happen is when employers pay for health care for their employees, instead of giving it to a "Health Provider (the insurance companies) the employer along with all other employers pool the money into a "National Health Care System.

This company would be non profit. Run by elected personel through the U.S. election process, not appointed. Supervised, answerable to the governments health committee. This would be the only monopoly allowed under U.S. Law.

Paid for and used by the working people of the U.S. Every cent that is used for health care would be sent to this entity and they would dole out the monies owed to hospitals and doctors.

This entity would determine the cost for all visits, from routine to specialties and that would include hospital medication. All hospitals, doctors, nurses and drug medication suppliers would be registered with the National Health Care System (through their license number).

All patients would be registered with the National Health Care System (under their social security number). The government would also put money into the system to provide for medi-cal, medicaid and welfare. The NHCS would set up the amount paid for medication.

The drug companies would have to adhere to moderate costs of their drugs for affordability purposes or stop selling their products in the U.S. market. Same with hospitals and doctor fees, they would have to be in line with affordability. Hospitals would only be used for emergency and recovery, at affordable rates.

Once out of danger, patients would have to go into hospices or home care for further recovery also paid by the NHCS through predetermined rates. The determination would be on a case by case basis and the doctor would be the overseer of the patient in his care.

Hospitals would in essence become competition for each other, competing for patients just like any other business

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