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How part time jobs can relieve debt

by Maria Papadopoulou

Created on: December 13, 2009   Last Updated: December 15, 2009

As the financial crisis affects practically everyone, a part time job is more than necessary nowadays. Many people do not manage to make ends meet with their full time job, and need  a part time job to supplement their income. All the while many others have been laid off, cannot find a full time job and are willing to settle for a part time job so that they can pay at least some of their bills. Some people are  actually so deep in debt that they are willing to take any part time job they can find. This article will attempt to demonstrate how part time jobs can relieve debt.

Best part time jobs

Call center representative

Working as a call center representative is a good option, as you are given the opportunity to choose the swift that suits you best and work from the comfort of your own home. If you  have  a computer, a high speed  Internet connection and good typing and communication skills, you are all set. Average wage per hour is 12.89 $, plus bonus.

 Private Tutor

If you have a flair for languages or you excel in math or science and you get along well with kids then maybe you can work part time as a tutor. If you work as a freelancer you will have a flexible schedule which will in turn allow you to organize your lesson plans in the best way possible, without having to spend too much time away from your family. Average wage per hour is 16.05 $ but once you make a name for yourself  you will be able to  increase your rates as much as you think that  your work is worth.  If you work for big companies, the average wage can  usually reach 20- 60 $ per hour.

Copy editor

If  you are especially good at grammar and spell checking, working as a  freelance part time copy editor might be ideal for you, as you will get to choose the assignments you want and work the hours you prefer from the comfort of your own home. Average wage per hour is $30, but factors such as specialized content, big length and tight deadline may increase the rates up to the point you will decide.

Computer technician

As more and more people decide to move their businesses home, technological support is needed more than ever. If you know how to make basic computer repairs, and build websites you can work part time as a computer technician for friends and neighbours. The rates are determined by the kind of job  you are asked to do and its level of difficulty, but the average wage is 30$.

While  they will not solve all your financial problems, part time jobs can pay some of the bills. What you need to do is decide which those bills will be and stick with them. If you do not have a specific plan, and you use the money you earn from your part time job to pay for whatever comes up at the last minute, relieved as you may feel short term, you will not manage to solve any problem. Using the money you earn from your part time job  to pay for your American Express the first month, your Visa the second month and your MasterCard the third month will not  really reduce the  balance for any of these cards.  To see real results, you need to follow a well organized, carefully thought out,  plan.

While theoretically you can quit your part time job if you are not satisfied, it would be wise to stay until you manage to pay off a specific bill, so that you will not waste any time. If you quit your part time job without having paid off your American Express it will be like taking a few steps backwards, as by the time you find a new job  the balance may have actually increased.


Part time jobs can relieve debt as long as you have a specific plan and follow it to a tee.

Learn more about this author, Maria Papadopoulou.
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