by Charlene C

Created on: November 25, 2009

Financial infidelity can be just as crippling to a marriage as adultery. That is why it is best to understand each others financial habits before you jump the broom. If after exploring each others financial habits you discover that you do not want to be married to someone financially irresponsible or someone whom you consider stingy, then it is for the best that you find out early.

Many marriages have been ruined by a spouse hiding his or her spending habits. One spouse thinks that he or she is saving money and to learn that your spouse is secretly hiding designer clothes in the trunk of her car or brand new power tools in the attic can be overwhelming. It often leads to feelings of betrayal and distrust.

Money is important in life because it is our way of survival. We go out each day and work hard to make money because it is needed to provide for our food, clothing, and shelter. Therefore it is important to be on the same page with your partner about money or spending. Or at least be aware of your partner's money habits so that you know what you have to do to maintain a life together.

There are financial questions that you should have answered before marrying someone. Do your partner pay their bills on time? Do they have bad credit? Do they have outstanding loans? Do they maintain proper insurance? Do they like to pay for convenience? Are they a tightwad? Do they live by a budget? Do they have any savings? Do they like to shop? Do they like to entertain and enjoy picking up the tab? All of these questions and more should be answered before you decided to marry someone so that you have an idea of what your financial life will likely be like with that person.

Marriage financial planning is extremely important. Every couple needs to sit down and learn who their partner is financially. If two people are completely different, then their habits may be able to balance each other out and they may be able to help each other. Some people may feel that their financial incompatibilities are a deal breaker and may decide that they do not belong together. Some people may find themselves to be financially compatible. No matter what the outcome, it is better to learn your partner's financial habits in the beginning before credit scores, mortgages, and loans are intertwined.

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