by AJ Roderick

Created on: November 24, 2009   Last Updated: November 25, 2009

Many people believe that a good computer requires a large amount of money to be spent. With some careful research and patience, it is quite easy to find a computer that suits your needs and falls within your budget. Within this article, you will find a number of tips on how to save money when buying a new computer.

1) Determine your needs.
Before you rush out to make a purchase, take stock of your current computing needs. If your computer is mainly used for word processing, accounting, browsing the Internet and simpler tasks, you can shop for cheaper components. If your computer is not powerful enough for video and audio, graphics applications and games, you will definitely need to spend more money on higher-end hardware. By figuring out the needs that are the most important first, you will be less tempted to overspend on unnecessary features.

2) New vs. Used
The next method you can use to save money when buying a computer is to consider obtaining a refurbished unit from a large retailer. Companies like Dell and HP often have office lease programs which expire after 2-3 years, and all of their hardware is returned to the manufacturer for resale. You can find great deals on gently used computers with minimal bells and whistles. For the users who have simple computing needs, refurbished units often are the best solution for price and stability.

3) Sales and Incentives
Another way to save money when buying a computer is to wait patiently for sales on computers that can suit your needs. Be mindful of the budget you have in place, and always make sure that the computer on sale meets the criteria you've established. Large retailers often have sales throughout the year and you can easily save a large amount of money.

4) Buy local
There may be an independent computer retailer in town who can build a computer with new hardware and no frills that may be cheaper than a loaded system from a larger manufacturer. This is another option to consider when comparing prices - a local retailer may offer better incentives to make a sale. Explain your budget and your needs and have them come up with a solution that is comparable to a larger chain.

5) Avoid accessories
Larger computer retailers often pile on extras to increase the perceived value of their packages. Software is generally the largest contributor to bloated prices - there are many free applications available online that provide the exact same solution as brand name versions. Word processing, time management tools, spreadsheets and accounting software, graphics editing, sound editing and playback - it is all widely available on the Internet.

In addition to software, peripherals such as a printer, keyboard and mouse, scanner, monitors and speakers are bundled into the overall price. If you currently have all of these items and they are still in good working order, there is no need to replace them. Computer retailers will often add these extras to the base cost as a package, but it is definitely unnecessary to purchase them.

These five tips on how to save money when buying a computer should get you headed in the right direction. The key is to do some research and be prepared with a budget and a set of criteria. This will assist you in purchasing a computer that is right for you - not one that a salesman is trying to push for commission. Good luck!

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