People don't like to think about their own mortality. The closest most people will ever get it to (maybe) get some life insurance. Yes, this is important but there are other things that you can do. One in particular is not difficult, other than the fact that you will have to actually admit to yourself that you will die one day.
Many funeral homes have started to offer a service that can be extremely beneficial. This service allows a person to make all the arrangements for their own funeral long before it is needed. As an added bonus, in many cases, you can pay for the funeral before it is need, or at least make payments toward the final cost. Why would this seemingly morbid practice be beneficial?
Traditionally the funeral plans are made by the next of kin (or at the very least a family member that is close enough to know what the family and person would want).
You could not plan a worse time for all of these things to happen? A person has just lost a family member, they are grieving and probably in a mild state of shock. Is this really the time to discuss contracts, prices, types of caskets, and all the other little things that have to come together to make a funeral happen. Not only a funeral, but a very expensive funeral.
If you choose to make the arrangements for your own funeral ahead of time, you will be solving several problems. You will be able to have a funeral that you want. Very rarely does a family member actually do what the person wants at the funeral. If you sit down with a funeral director long before your time, you can draw up a contract that will ensure that the funeral is exactly what you want.
The overall cost is another thing. With a funeral costing thousands of dollars, you can take care of it while you are still able to work. Most funeral homes will let you make payments on this type of contract. Even if the unfortunate happens before the total is paid off, you have still lessened the burden on the rest of the family.
The last (and possibly the most important) is that you have taken out a huge part of the entire process. The bad part. Your family members don't have to make tough decisions in their time of grief. If you pre-plan your funeral, on top of all the other benefits that have been discussed, you will allow your family to go through the natural steps of the grieving process without having to worry about trivial things like money or the color of the casket.
To sum it up, planning your funeral lets you accomplish a couple of very important things. It allows you to have the funeral that you want, not what people think that you would want. It also allows you to take the financial obligations off of friends and families. You can either completely pay off the funeral or at the very least, take a sizable chunk out of the bill that your family will get.
All things considered, it is a really good ideal to do it.