by Danielfb

Created on: August 29, 2009   Last Updated: August 30, 2009

Controlling the cost of health-care is the real issue politicians need to work on. Malpractice insurance, health insurance executives, medications and hospital billing procedures have driven up the cost of health care to record heights. Pre-existing conditions and outright refusal to cover certain illnesses and treatment are responsible for the patient's illness to worsen, creating significantly higher cost and unnecessary pain and suffering. Instead, politicians have allowed lobbyists to dictate what our current crisis is today.

Insurance companies and politicians are not the only ones to blame. People must live healthier life styles. Obesity, smoking, alcohol, recreational drug use and lack of exercise, play huge parts in serious long-term illnesses. People who take care of themselves should pay lower premiums because they are at less risk for obtaining high cost, long-term health problems.

Low cost incentives will reduce the number of trips to the doctor and result in less insurance payouts. People know the health risk of smoking and yet people still smoke, drinking alcohol destroys your liver yet people still drink, high cholesterol leads to heart disease, yet people do not change their diet, all resulting in high cost long term health problems.

Medical students are choosing specialty fields over the traditional common practice. Co-payments, malpractice insurance, network discounts and many other factors have changed the landscape of the medical field. Insurance companies have placed an enormous strain on doctors and patients. Doctors cannot continue to practice medicine under the current system.

Every time you change insurance, patients need to change doctors. The government needs to fix the current system by regulating and holding insurance companies responsible for their out of control, one-sided policies. President Obama believes everyone should be entitled to the same coverage that Federal employees receive under their carrier.

Instead of having, the government issue that policy to civilians, perhaps the House and Senate can place, tighter restrictions on medication cost and create an insurance oversight committee so taxpayers save money and no longer deny millions of people proper treatment.

Americans already pay ridiculously high taxes and receive very little in return. Government run health-care would result in higher taxes with zero return concerning coverage. Let us look at the governments Medicare system. How many billions of dollars under budget is that program costing taxpayers?

Qualifying for government run programs is usually unfair and lacks proper management and decision-making. The proposed health-care reform bill would place patients in a red tape nightmare. If you think dealing with insurance companies are bad, imagine calling the Federal Government about your denied claim.

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