by Greg Schwartz

Created on: July 11, 2009

Buying a new computer can be expensive. But if you do your research and go at it armed with knowledge, it doesn't have to be. This article will provide tips and suggestions for saving money when buying a new computer.

- Operating system

Virtually all computers sold by retailers come with an operating system installed. Getting a computer with an older operating system may save you some money. For example, with the advent of Vista, Windows XP computers are less in-demand, and retailers may be trying to get rid of them. If you don't care which operating system you have (or if you prefer an older one) you may be able to find a bargain by looking specifically for older-OS computers.

- Hardware

Components and features vary greatly from computer to computer. Have a basic idea of how much certain components are worth before buying. If you see two similar models, one with 2 GB of RAM and one with 4 GB, how much is that extra RAM really worth? Chances are you could buy the cheaper computer and 2 extra GB of RAM, then either install it yourself or have it installed for less money than the computer with 4 GB already installed would have cost.

- Software packages

Many computers will come pre-loaded with various software packages, in an effort to make the computer seem more valuable. Often times the pre-loaded computer will be cheaper than buying a computer and the software separately, but if the software is not anything you want or need, it doesn't help you and you end up paying more for nothing.

You can often find computers with Microsoft Office already installed. If you don't need Office, or you already have it, this is just a waste of your money. (For a free alternative to Microsoft Office, you can download OpenOffice, which is similar in use and is compatible with most, if not all, Office files. Using OpenOffice can save you hundreds of dollars.)

- Brand names

More recognizable brand names (such as HP, Dell, or Gateway) generally sell for more money. However, you can often get comparable computers made by lesser-known manufacturers (such as eMachines) for considerably cheaper. There is usually very little difference in quality, but be sure you know what you're buying. (eMachines, for example, uses many proprietary parts, so replacing any internal components might be more expensive.)

- Accessories

See what accessories or peripherals are bundled with the computer. Sometimes these additional items will give you more value for less money, but if you don't need them,

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